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Pap's forever plodding... the final chapter =)

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  • Happy Birthday PaP, hope you have a lovely day!

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • And happy birthday Babes too :)

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • skint_spice
    skint_spice Posts: 13,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :bdaycake:Happy birthday PAP. Hope you got some bargains!
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just coming on to wish you Happy New Year PAP, didn't know it was your birthday!
    So Many Happy returns and Happy Plodding into the next decade x :beer:
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    sallyx wrote: »
    HAPPY BIRTHDAY lovely lady, hope you have a fantastic day and 2010 brings everything you wish for xxx

    From me too:D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy birthday Pap!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • Happy Birthday Babes Happy_Birthday_Grin_by_Momma__G.gif

    Thanks for all your birthday wishes they mean a lot :beer: I have had a fab day out with Mum shopping. Glad we went early as many shops were really quiet. Didnt really spend much but got a lot for my money. I have all my chrsitmas cards for next year plus all the 'thank you' cards I needed. I got a huge bag full from primark but it only cost £17. I managed to get my new diary and a new sealed tin which was fab. I did spend £10 on some new quilling supplies which could have been avoided really but as it was my birthday :whistle: All in I spent £50.42 but I have put £40.00 into my bank to hopefully pay off the debt :T

    This morning I recieved mainly money which went towards what above... However I recieved a momiji mug, a momiji doll and a lovely handmade broach from forum users which were all a fab surprise. So a fantastic birthday :T

    Now I shall be back tomorrow to update my debt/money side of things but in the mean time I hope you all have a fab new year eve. Most of all I hope 2010 is an amazing year for all on dfw :beer:
  • Happy Birthday Pap, really glad you had a good day. And wishing you and yours a really good new year.

    From everyone at Pen Towers xx
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Hi PaP - so sorry I missed your birthday. :o:o

    Sounds as if it went well. :T :T

    What's 'momiji' ? :confused:

    Hope you have a great New Year.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • GunJack
    GunJack Posts: 11,838 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ey up pap :wave:

    Hope you hgad a brill birthday :)

    and HAPPY NEW YEAR :D:D:D:D:D:D:D:D
    ......Gettin' There, Wherever There is......

    I have a dodgy "i" key, so ignore spelling errors due to "i" issues, ...I blame Apple :D
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