2010 MF Wannabes

Lakshmi7

Good Luck to all MF Wannabes.

I really admire your dedication. :T :T :T

black_taxi_2

im same as you ayeshalush--MFIT-T2---put down 3 years but prob 4/5--but you need to test yourself--go where you havent been before.

fluffiesmum

Please can I join

Myself and my partner are due to complete on our first home in December 2009 (I am 26, partner is 32). I want to overpay now while I can afford to as once we have kids I know we may not be able to do so (our current baby is our kitten). Our mortgage is going to be with Nationwide so I am going to aim to overpay the £500 a month maximum (also thinking that if I go on maternity leave in a couple of years it will mean we can have some flexibility as I am the main income earner and we wouldn't be able to survive on my partners income as he is a salesman with a low basic wage.

Please put me down for a £6000 overpayment in 2010

Any tips on how to get other half on board more greatly appreciated (he won't be able to contribute a monthly overpayment but when he gets bonuses I would like him to use it to overpay rather than wasting on tat)

Mortgage will be 126,000

If there is anything else I have missed please ask.

SmileyG_2

Hi everybody

Well done cake21!

I hope you know what you've let yourself in for!

I've lowered my target for 2010, but that's only because I've had a successful 2009.

My target for 2010 will be £2760 (£230pm). It will enable to pay down approximately the same amount of capital as 2009, but the advantage of overpaying is clear to see. It's going to cost me £20 per month less!

However, if things go well, I wouls still expect to beat this target.

Can I have a shiny new number please?

SmileyG

cake21

fluffiesmum wrote: »

Any tips on how to get other half on board more greatly appreciated (he won't be able to contribute a monthly overpayment but when he gets bonuses I would like him to use it to overpay rather than wasting on tat)

Sorry haven't got any practical suggestions, but you're not the only one!

SmileyG wrote: »

Well done cake21! I hope you know what you've let yourself in for!

I'm not sure I do know, maybe it's for the best :rotfl::rotfl::rotfl:

Welcome all newbies :beer:

VickyA_2

Just want to say hello to everyone :hello: I'm number 45 :beer: DH and I are also FTBs and hope to reduce our mortgage by £5k at least in the first year. I'm also doing the MFIT-T2 challenge. Blimey. Spreadsheet-o-rama! :beer:

julie_beth_2

Hi, please can I join too please. I would like to overpay by £200 per month so please can you put me down for £2400 in 2010. Hopefully I can add more to this but want to be realistic in my first year of overpaying

Also is there any way to subscribe to this thread?

Thanks, Jules

wantabetterlife

Hi jules, you can subscribe by going to the top of the page and you will see "Thread tools". click on this and there is the option to subscribe- easy peasy:D. Goodluck with the mortgage!

WABL

Di-Dough

I would also like to join in again please. I got a little bit demotivated in 2009 and although I still tried to overpay I didn't post as often as I should:o New year = new motivation

Thanks Cake 21 for doing this. Will also PM you.

Di.

fluffysox

Hi all!
Cake please add me to the list with a target of £10000.
Thanks