2010 MF Wannabes

ekroys17

No.93 reporting in.
My additional cheque for £1500 has cleared today, so I am now ahead of my target for the challenge. Woohoo!!
My balance as at today now stands at £113278.11.

Why is it that the mortgage is all I'm thinking about and how to find ways to reduce it. How sad am I???

Keep up the good work everyone, it is really keeping me motivated.

curlygirl1971

ekroys17 wrote: »

Why is it that the mortgage is all I'm thinking about and how to find ways to reduce it. How sad am I???

Keep up the good work everyone, it is really keeping me motivated.

Not at all ekroys........you just caught me staring whistfully at my mortgage spreadsheet wondering why I can't magic OP's out of thin air. I find the MF threads and diaries hugely motivating though, although with an averge forecasted OP per month of just under £100 I sometimes feel a little inadequate but it's great to see so many people making small OP's as well as those achieving bigger ones

sassyblue

Happy Easter everyone!. No.87 reporting in, well l hadn't forgotten you all it's just lots of things conspired to stop us reaching our target (and still are) so l'm taking myself away until we can get back to our £1,029 balance and start again, hopefully sometime in the summer.

We may not reach our £5k target but anything's better than nothing.

WELL DONE on reaching the 250K mark everyone xx

Kerfuffle

Hi Cake21,

Hi everybody,

Number 54 reporting in for March Overpayments

Overpayment for March 264.55 GBpounds

Well done everybody, this thread is very inspiring reading.

Kerfuffle

Lynn11

I am on to say that I will not be making any overpayments for April or May as we are moving house and taking on a bigger mortgage at the beginning of June. I am putting the money aside for April and May and will do an overpayment after the move since the money is already allocated for this. Not sure if I can reach my target this year since we will have increased costs of a slightly larger house but will find out more in July/August when I am dealing with the figures - will continue to overpay what I can and will be of course raiding the mortgage savings tin.

skaps

Good luck on your move, hope it all goes well.

ironman1

£454 for April. Thanks

Kazby

Hi Cake,

Happy Easter to you too. Hope you had lots of chocolatey goodness.

WOW a quarter of million, we're all amazing!! (Imagine if the thousands of people with a mortgage were all doing this . . . ) Well done everyone!

So here's my update (no 65) - an extra March overpament of £152.15 (every penny counts!). Also I've just paid in and extra £2700 for April which is brilliant because it means I've just managed to reduce our monthly minimum payment to less than the amount we get every month from the lodger (£320). Our main aim was to get the lodger's money to cover the mortgage so we'll be easing up a bit now. (At least that's what I've told the other half. I'm not sure I'm not a bit addicted to seeing the interest payments get smaller every month!)

Kazby

DansMum_2

Hi Cake21

Asthought I had paid that extra money twice. Have tidied up and now Mortgage is officially £54100 yip yip

cake21

.....................................2010 OVERPAYMENT TARGET MARCH TOTAL YEAR TO DATE (spreadsheet version here)

1. cake21 - £15000 / £589 / £6566
2. cha97michelle - £5000 / £515.6 / £1278.38
3. cookie 9 - £6000 / £600 / £600
4. someday soon - £6500 / £881.47 / £2644.41
5. wantabetterlife - £5000 / £286 / £836
6. pammyj74 - £3000 / £760 / £1826.4
9. pollys - £5000 / £1000 / £3000
10. pigtails_21 - £3500 / £250 / £750
12. violetblue - be mortgage-free! (£4000 OP) / £500 / £1700
13. chirpchirp - £13200 off mortgage, £9500 in savings / £1861.18 / £5589.96
14. SOandSO - £20000 / £1600 / £4800
15. Lynn11 - £4100 / £470 / £1270
17. wynnvegas - be mortgage-free! (£22440 OP) / £1853.92 / £5593.87
18. golfiematt - £2000 / £500 / £1500
19. uzubairu - reduce mortgage to £65000 (£10000 OP) / £1000 / £2990
20. Little Mama - £5000 / £604.25 / £1598.96
22. FlowerPower - £4000 / £750 / £1750
23. gratefulforhelp - £3000 / £48 / £1006.9
24. littlemrtinkle - £9000 / £2100 / £2100
26. waughc01 - £10000 / £750 / £7250
29. financialbliss - £6000 / £500 / £1500
30. black taxi - £7200 / £667 / £2467
32. jacqhale - £3500 / £400 / £800
37. ironman1 - £4000 / £387 / £1149
41. Kerry Woman - £1500 / £100 / £520
42. ajmoney - £1200 / £139.76 / £419.28
44. Ayeshalush - £5000 / £346.28/ £3102.65
48. SmileyG - £2760 / £250 / £750
51. Di-Dough - £2000 / £129.35 / £383.21
52. fluffysox - £10000 / £2800 / £5000
54. Kerfuffle - £2010 / £264.55 / £993.65
56. narnie1 - £11000 / £1000 / £2100
57. Creditcardkid - £14000 / £3350 / £6600
60. glitterball - £5000 / £492.56 / £1333.68
65. Kazby - £10000 / £1152.15 / £7783.09
66. puddle96 - £12000 / £1199.73 / £3012.96
70. sheslookinhot - be mortgage free! (£5000 OP) / £650 / £1950
73. Barny1979 - £10000 / £3559.08 / £7034.82
74. rsdiscos - £999.75 by 14/7/10 and £7220 by 31/12/11 / £7.88 / £114.38
79. wabbits - £12000 / £1000 / £3000
80. DIYPhil - £5000 / £269 / £807
81. abouttimetoo - £9600 / £500 / £1800
82. CrushedKitten72 - £700 / £40 / £160
83. jaywhoopee - £3600 / £316.14 / £943.28
86. beniamino - £14400 / £1803 / £5488
90. kizzie01 - £4200 / £338.82 / £912.46
91. AvidSaver - £2200 / £400 / £1200
93. ekroys17 - £6000 / £571 / £1713
94. Mr Pickwick - Completely clear £27,666 mortgage (£23573 OP) / £2120.84 / £6362.52
95. NoobySaver - £20000 / £700 / £13010 Original target reached February!! :j:j
96. Needhelpsaving - £1500 / £498.34 / £770.76 Original target reached March!! :j:j
97. Moniker - be mortgage free! (£6000 OP) / £500 / £1500
98. Sunny Donny - £500 / £40 / £121.54
99. wilsons - £1200 / £172 / £555.15
101. miss undastood - £7200 / £4240.85 / £5479.16
102. canne - A$13000 / A$1880.56 / A$4644.16
105. prudence41 - £6000 / £500 / £1500
108. k2tog - £2500 / £117 / £383
109. elatan - £1500 / £775 / £775
110. Lo-Lo - £5000 / £500 / £1500
112. poppyoscar - £3000 / £500 / £1732.47
113. SalsaDanca - £8500 / £768.95 / £3158.7
119. fieldofdreams - Completely clear £22500 mortgage! / £400 / £1200