2010 MF Wannabes

gallygirl

Little_Mama wrote: »

£280 overpayment for this month

Oh heck, just seen my target is £5K _pale_

:rotfl::rotfl::rotfl:

Well done!

SalsaDanca

Hi,

No 113 reporting in for January.

As well at the £87 overpayment that I paid earlier this month by increasing my direct debit, I've made additional overpayments of £1,974, bringing my total overpayment to £2,061. This is 24% of my target of £8,500, so I'm off to a good start.

I've just withdrawn some money from my Zopa account which will hit my bank account next week, and there's no council tax to pay on Monday, so I'm already planning the first overpayment for February!

cha97michelle

Little_Mama wrote: »

No 20 reporting in.

£280 overpayment for this month


Oh heck, just seen my target is £5K _pale_

Will sit in corner and write 'must try harder' 100 times.....or perhaps I'll just nip over to the comps board and try to win it! :rotfl:

Same target and £206.04 paid off here, so you beat me. :rotfl:House insurance, car MOT, and a hubby in DIY mode here as part of his new years resolution. :eek:

I don't know if i will manage an overpayment at all in Feb either as we have a holiday for 5 days at Center Parcs, Other car needs MOTing, and my mum is 50. :eek: Add to this DH's tax code being wrong so wages were lower than expected for Febs pay, and i can see it being a storecupboard month here.

Perhaps i should be wandering off to the comps board too. I won't be writing lines though as i am sure we can catch up a bit as the year goes on so i am not worrying too much yet.

poppyoscar_3

PO reporting in for January OP.
Total to date £732.47 which is 24% of my year's target.:D
Also would put me on target to be MF by 50 (Jan 2011) which is a more scary secret target, depending on how everything else goes this year!
:)PO xx:)

Little_Mama

cha97michelle wrote: »

Perhaps i should be wandering off to the comps board too. I won't be writing lines though as i am sure we can catch up a bit as the year goes on so i am not worrying too much yet.

Not worrying yet, I have a plan....not sure what it is yet .....but I will make that £5K :rotfl:

Might be joining you in the storecupboard!

LM

Needhelpsaving

I am so addicted to this, I keep topping the amount up! I have just added a little bit more from my wages to round it up to £180.00 for January. Trying to get as much paid off as possible as may be out of work in April (have savings put aside just in case).

Well done to everyone who has made OP's!!!!

gratefulforhelp_2

We have finally escaped Northern Rock, hurrah! First target to get below 240 k

bnoc

Hey there, No 151 here again, I have started a MFW Diary; could you updated my name in the list with a link?

http://forums.moneysavingexpert.com/showthread.html?t=2240745

k2tog

Sorry, I think this may be a really daft question to you lot but I'm quite new to this and hoping number crunching will get me even more motivated.
How do I work out what my daily interest is on my mortgage?
I don't think the account has online access and we have to change our mortgage at the end of March but want to get it all straight in my head.
Thanks in advance.
Last of my OPs for January £46
Total for January £266

chirpchirp

interest rate times amount owed divided by 100 then divided by 365 days or 365.25 if you want to be really accurate and account for leap years! Hope this helps.

eg 0.0149x233730/365 = £9.54