2010 MF Wannabes

violetblue

Have FINALLY managed to make my first overpayment of 2010, after what seems like an age of twiddling my thumbs while I waited for payday, and being jealous of everyone else's OPs!!:o:D :rotfl:

So I'm off the mark with a nice fat juicy £700 for January :cool:

Also realised I didn't declare a target figure, other than clearing the mortgage asap! I reckon without any OPs my balance would be around £4000ish by the end of the year, so that's my goal, to overpay £4000 in 2010.

Can't believe we're already over the £100k mark!! :beer: At this rate we'll make the £million for sure!

miss_undastood

Yay!!


Just won £100 will put that towards my mortgage, should I wait til Feb or do it now??
Also have £50 cash spare this month that will go with it.
Woo! I'm still buzzing!!

bnoc

bnoc wrote: »

I paid off the last of my other debts today, so now all that is left are the mortgage accounts; all he says, as though it isn't a huge figure! I'd like to join in, a little late in the month perhaps but I'll target £9,000 as it is both my wife and I that will be raising the money for the OP; large enough to be a challenge but not so large as to make it impossible (I hope).

So, that leaves me 6 days to raise £750; eek, perhaps I should lower the target. Sod it, I'll keep it at £9,000 and make up January's OP across the year.

Long meandering post over, please put me on the list and wish us luck

I know that I finished clearing all my other debts in January so said I wouldn't be able to make an OP, but I couldn't let the side down by having nothing to show; so I'm proud that this newbie reports in:

"No. 151 reporting, sir! £43.39 OP for January, sir!"

pammyj74

NO 6 signing in once more with another £200 overpayment :j

total OP this month is £627 :beer: Unbelievable really but I am keeping to my GC budget and trying hard with the NSD

daily interest at the moment is £13.29 but next month it will be £7.83 with the rate going off my fixed to SVR.
And may put ym term down a bit more too :cool:

chirpchirp

Monthly overpayment has gone through today of £1108.41. Thankfully mortgage rates didn't change, fingers crossed for next month - not sure this rate of payment can last for much longer, certainly not if mortgage rates increase.

Needhelpsaving

Another £11.00 paid today, not much but it chips away at the bigger number.

froddington

No. 128 with a £300 overpayment today.

Total OP for January = £365

miss_undastood

Decided to pay in £150 today (otherwise I'd have frittered it away this weekend!)
Let's hope February brings more OP's

Congrats to everyone - at this rate we'll be at a million by November!!!!!

chirpchirp

A million??????? Is that all we are aiming for????

I think we should be aiming for 2 million and ten thousand pounds!!!!!

I've noticed this forum is so much busier than it was in April last year when I first started reading it. There are more posters and more people viewing. I'm certain that we can outstrip last years amounts due to the number of people involved (although I recognise that low interest rates contributed a lot last year and so any rise may be detrimental to our aim).

So, lets aim to double our efforts and go for an amount connected with 2010!

Little_Mama

No 20 reporting in.

£280 overpayment for this month

Rather poor but it's the month for house & one car insurance and paying out for a lovely holiday....gotta live a little.....:D

Next month WILL be better, have reviewed our life cover and added the difference onto our monthly amount and there are no Water Rates or Council Tax. Am also expecting either a rebate or a reduction on our phone DDM so that will go into the pot too.

First month nearly under our belts, well done all MFW2010ers! :T

LM


Oh heck, just seen my target is £5K _pale_

Will sit in corner and write 'must try harder' 100 times.....or perhaps I'll just nip over to the comps board and try to win it! :rotfl: