2010 MF Wannabes

Topaz7

Hi there everyone
Well I can report that for January - I have managed to reduce the mortgage by £2,100

I think its going to be a slow start to the overpayments this year, as I have alot of large annual bills going out in Feb/Mar - but trying to keep focused.

Topaz7

miss_undastood

OP'd £151.61 today (clearing an old account and rounding current account down to a whole pound figure)

Every penny counts!

skaps

zavarony wrote: »

Hi Curly - Thanks, that will be very useful for me too..... toddles off to find Locoblade!...... here's the link to the spreadsheet and a whole host of other information about it.

http://forums.moneysavingexpert.com/showthread.html?t=1157173&highlight=locoblade

Hope it helps someone else?

Zav

thanks it will help me just need to figure out how to put down when i started making overpayments from

sassyblue

I'm so cross......!

Hubby hasn't had his payslip yet (normally in by now) AND I WANT TO DO THE BUDGETING for the month - oops flipping caps lock! The electrician is coming to do the work we know about week after next so that's £600 for him we could possibly scrape together instead of OP this month - but that means no OP ggggrrrr!!

And the bill for our holiday is payable end Feb, l thought it was March so possibly no OP for end Feb either. :mad:

But l have to OP something even if it's just a little bit otherwise l;ll be in this bad mood all month. :eek:

skaps

Using the spreadsheet if i continue to pay the amount im paying my mortgage term will be reduced from 30 years to 17 years. This includes the OP i am making of £60.11 from February 2010. If i did not overpay but continued to pay the amount im paying every month it would be 18 years. Wow little payments do make a difference.

Barny1979

Paid some more off, so far it is MFW Challenge 2010 (No 73) - £2538.42/£10,000

cake21

I was intending to give monthly updates, but it's just too exciting!
We've already overpaid OVER £100,000!!!! :j:j:j:j

sassyblue wrote: »

But l have to OP something even if it's just a little bit otherwise I'll be in this bad mood all month. :eek:

I'm exactly the same! Hope you can find something.

Needhelpsaving

Wow! £100,000 is amazing! I am on count down to pay day (only 2 days away), so that I can make an OP.

I think that we will hit the 1 Million mark by the end of the year if we carry on like this!

sassyblue

cake21 wrote: »

I was intending to give monthly updates, but it's just too exciting!
We've already overpaid OVER £100,000!!!! :j:j:j:j


I'm exactly the same! Hope you can find something.

WOW!!! That is amazing, well done to us all :j

I've just OP'd £200 it's a council tax free month for me so that had to go in, hubby hasn't had a good wage this month, l just hope l don't have to transfer it back so l'm not updating my signature yet....

jo_assisi

Hi

No. 34 reporting in - January Overpayment is £85 - unfortunately my budget went a bit wrong due to having to replace two tyres on my car. Ok, my OP wasn't as much as I'd hoped for, but it's a start and it's addictive - I've joined the grocery challenge to help control my food shopping!

Congrats to all who made an OP. :j

Thanks
Jo