2010 MF Wannabes

curlygirl1971

I know what you mean. I keep looking at spending diary/budget/forecast and keep changing things round so I can squeeze another £1 into my next OP. I'm taking something back to the shop tomorrow that cost me £1 (found a new one in the cupboard) because I thought I could put the refund towards the OP!! I'm only OP'ing in small amounts but I just love the effect those little OP's have on my mortgage spreadsheet.

I even worked out a silly motivational comparison. I found out the average number of bricks in my type of house. I divided that number by the amount I originally took out on the mortgage and found that each brick is crudely 'worth' £11.24 (I know I've not accounted for interest). I own 22.17% of my bricks and the bank has the rest. Everytime I want to spend money I think of it as a brick. I'm obsessed. Don't know how long it will last - long enough to get rid of my mortgage I hope.

violetblue

Yep, me too! I'm really pleased for everyone who has made an OP already in 2010, but I'm having to wait until payday (next week, woo!) and I'm not very good at waiting!

On the plus side, it has made me focus on finding other ways to make extra money in the meantime, which has led to me finally getting my behind into gear to list on ebay again. Decluttering the house AND making me a few extra pennies, can't be bad!

zavarony

curlygirl1971 wrote: »

I even worked out a silly motivational comparison. I found out the average number of bricks in my type of house. I divided that number by the amount I originally took out on the mortgage and found that each brick is crudely 'worth' £11.24 (I know I've not accounted for interest). I own 22.17% of my bricks and the bank has the rest. Everytime I want to spend money I think of it as a brick. I'm obsessed. Don't know how long it will last - long enough to get rid of my mortgage I hope.

Hey CG - what an inspirational idea - I'm going to do that tommoro!!!!

miss_undastood

Can someone come and count my bricks please? It's too cold for me to count how many bricks wide my house is!

Maybe i should measure the width of the living room and work my way across the length of the sofa, to the door and finally to the window and see that as inspiration.
It's a fab idea though - keep claiming those darn bricks of the pesky bank :-)

jenny_13

I've just started and so far I have overpaid by £235 and I think I might give up my weekend bottle of wine (£5 p/w) so I can put the money to the mortgage. I think I might get myself a pig and a notice board in the kicthen to inspire me. I might make my OH count the bricks this weekend so everytime we go to buy something I can convert it to bricks. I think I'm going to end up obsessive!!!

curlygirl1971

LOL oh dear I can see I've caused some trouble. jenny_13, if you decide to count your bricks with your OH then leave it til the weekend and have your glass of wine first......am sure it will make it seem much more 'fun' although you might be in danger of loosing count.

Anyway in advance of being asked where I found 'the average number of bricks in a house' I've just tried to find the original information but typing in exactly the same query in google just doesn't bring up the website I found before Xmas.

According to whatever website I found it told me that there were on average 5000 bricks in a terraced house - so taking it with a pinch of salt that is the figure I used

Sorry I can't find the original info again.

jenny_13

curlygirl1971 wrote: »

LOL oh dear I can see I've caused some trouble. jenny_13, if you decide to count your bricks with your OH then leave it til the weekend and have your glass of wine first......am sure it will make it seem much more 'fun' although you might be in danger of loosing count.

Anyway in advance of being asked where I found 'the average number of bricks in a house' I've just tried to find the original information but typing in exactly the same query in google just doesn't bring up the website I found before Xmas.

According to whatever website I found it told me that there were on average 5000 bricks in a terraced house - so taking it with a pinch of salt that is the figure I used

Sorry I can't find the original info again.

I'm going to use the figure of 5000 to save him standing in the cold all weekend! Lol!

miss_undastood

Yay!
I own 380 bricks..... only another 4720 to go!

canne_2

Today is our final payday for January so I have updated via the google docs form for January.

We have paid 1311.59 extra to the mortgage this month. That's about 655 pounds as each pound is worth 2 aussie dollars roughly.

To make goal I have to pay $1083 extra to the mortgage each month so we well exceeded the target for January.

puddle96

The gas bill came in lower than expected (probably due to the lack of heat and hot water here for a week earlier this month) and as the electric was on budget the surplus got diverted into the mortgage. Once the contents of the mortgage pig make the bank later today my OPs for the month will total £951.63. Big question now is do I aim for roughly £11.20 to go under £42,000 (ok only 1p or so) or try and find just short of £50 to reach my £1000 per month target?
Can't wait for 28th and next payday to start this malarky all over again