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2010 MF Wannabes

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  • ironman1
    ironman1 Posts: 1,125 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    pollys wrote: »
    ironman I've just tried to make an additional overpayment from my Halifax current acc to my Halifax mortgage which are both on-line and the message is "you have entered an invalid account number. How do you manange this please as it would be very useful for us to transfer small amounts without altering our standing order or going into the branch.

    Thanks



    I haven't actually tried it yet.I was told over the phone... I think you go into 'pay bills' or whatever it is called on the site. Go to the account you are paying from and thee should be an option in there. Set up payments to the mortgage acc, adding the roll number etc.

    Probably won't work for me either!
  • Hi ironman1 and pollys

    I've tried it and it failed. Using the 'set up payment' option in my current account and Inputting the mortgage sort code and account number just came up with 'invalid' message. It's very frustrating. Previously I had asked the telephone banking and been told I could do it and I have been into branch twice and the last time I got the usual 'oh yes its possible' but after them spending 10 mins on phone to Mortgage centre they changed their mind. Don't know why they don't have this functionality. Branch staff were helpful and equally surprised that they aren't able to set this up.

    If you do find a way then please let me know!
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    MFW #73 reporting in

    Overpayments so far are -

    2010 Overpayment target: £10,000
    January overpayments : £677.27
    Overpayments to date: £677.27
  • canne_2
    canne_2 Posts: 124 Forumite
    I made another micro payment of $2.26 today. That's a total overpayment so far this year of $384.76.

    This Thursday we should be able to make an overpayment of $1056 minus whatever the vet costs for my dog tomorrow...He has a sore paw and it could be dermatitis...poor fellow!

    Cheers

    canne
    The Mortgage Free in Three - Take 2 Challenge (MFiT-T2): #58 - Goal: Get to AU$50 000 by 12/12/12
    Current balance: $84 693
    2011 MF Wannabes: #102 - Goal: Overpay mortgage by AU$15 000
    Total paid for 2011: $2253.16
  • k2tog
    k2tog Posts: 1,007 Forumite
    Just done my first OP of the year :j
    £160/2500
    Will now add this to my sig.
  • I've tried it and it failed. Using the 'set up payment' option in my current account and Inputting the mortgage sort code and account number just came up with 'invalid' message.

    I don't know about Halifax but I believe some banks will accept money transfered to "their" account (often a very odd account # like 00000000), with your account number as a payment reference, but obviously don't do this without checking this is the case here :)
    5 year BOE + 2.49% capped tracker (cap 5.99%)
    MFW 2012 #51 OP: £4,244/4,500 (94% complete)
    MFW 2013 #51 OP: £5,126/5,000 (102.5% complete)
    Mort. free with/without OP: 2023/2029
    Quidco: £417 / Topcashback: £105 / £2 jar: £320
  • puddle96
    puddle96 Posts: 124 Forumite
    Part of the Furniture 100 Posts
    No 66 reporting in.
    Target was £1,000 monthly OP on my interest only mortgage.
    The recent weather has probably scuppered that in the need to keep warm and in highlighting various problems that will require fixing.

    Ops from various sources this month have reached £914.09 and am now anxiously looking at remainder of monthly budget. £40 would take me under 42,000 so currently trying for that
    Will give a final figure via google docs on 28th
    Puddle
  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £25 OP made today
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • I made an OP of 0.36 pence to round up my mortgage so wonder if thats the smallest op ever made :p and yes every little helps no matter how big or small it all adds up in the end to a big fat no mortgage!
    £14, 500 to go
  • Hi all

    I was hoping to make an OP of around £1,500 this month (partly thanks to our nearly full terramundi pot) but ended up handing in my notice to my employers yesterday so am now unemployed (although will receive a full month's pay at the end of the month, phew!).

    Although I realise that due to having saved hard I'm very lucky that I could hand in my notice rather than stay in a job I wasn't happy in, it has potentially scuppered the OP plans for a while. Gutted I am ;)

    Fingers crossed I will find something else that's great relatively quickly and can resume the obsessive OPing ASAP!

    Lady xx
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