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2010 MF Wannabes

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Comments

  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello all!

    July OP total: £510
    Total OP for 2010 so far: £9345

    MFW 2010 #52 Overpay Target £10000

    We're off camping Wednesday for four nights- praying for sunshine!
    Once we're back I'll make an overpayment for August which should take us to the £10000 target. Trying not to spend much money this Summer since OH still not found a job for September. :eek::eek:
    There may be no OPs after that. Still if he does find a job---- we'll exceed the target. Thinking positive!!!!:rotfl::rotfl::rotfl:
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • jennihen
    jennihen Posts: 6,500 Forumite
    Dagnamit! When can I move? Been held up by the mining search but hope to complete next week.
    Mortgage pig -£6
    Pledges for my daughter's sponsored trip to Tanzania - £2k! Need to focus on the Op's a bit more!
    I've found some outwork - putting rubber valves in pipe connectors. Very boring but could earn an extra £50 a week!
    Also talked to my boss at the charity and he's going to give me all the extra driving he can. That could be £4K a year tax free!
    I did do £4k a couple of years ago but I work full time now.
    One life.
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    been ages since i updated. July op £140 total for year so far £1182.64.

    I need to look at the whole op thing again soon. Its payday on Tuesday and we still have over £700 left from last months wages but I will be on Maternity leave about christmas so half thinking of bigger overpayments and half thinking savings.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • No. 177 checking in with July overpayment of £500 just been paid over the phone this morning. I thought having to call up every month would 'rip my knitting' but I actually don't mind especially when they ask where the funds have come from. In my mind I normally go through all the potentially ridiculous answers like I'm a hitman or male gigilo before saying salary surplus lol!!!
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    cake21 wrote: »
    3 people (waughc01, Barny1979, Needhelpsaving) have set and met two targets already :j

    Thanks for the mention, but I defiantley wouldn't have been able to do it without inspiration from you guys!!!!

    Cake21 - your doing a fab job keeping track of us all - thanks!!! :T

    Onwards and downwards!!!! xxxx
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • Kazby
    Kazby Posts: 57 Forumite
    Hi Cake, please would you add another £605 to number 65 for July. (Lodgers rent money plus some savings we'd planned to spend on something else).
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi all, number 81 here

    I've just realised I've forgotten to update the thread and cake21 about my June and July Ops! (cake, I've sent you a PM).

    I made and OP of £500 in both June and July which takes me to £3800 this year and 40% of my annual target so I'm a bit behind.

    Hope you are all doing well
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,

    I have just paid another £22.59 OP - only a small one as like Weezl, we are having our kitchen and boiler done, so it's pennies at the moment.

    Keep up the good work everyone xxx
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    edited 27 July 2010 at 5:08PM
    Hi everybody,

    " Come in Number 54 your time is up"

    Sorry I haven't posted for such a long time. I've been plugging away making overpayments each month but as from August I'm going to have to re-direct the little surplus I have, and just make the miniumum payments against my mortgage for a while. So just to update and so Cake21 can include my payments in the year-end total, the following is a list of the payments I've made since January.

    Jan 2010 overpaid 464.55
    Feb 2010 overpaid 264.55
    Mar 2010 overpaid 264.55
    Apr 2010 overpaid 364.55
    May 2010 overpaid 364.55
    June 2010 overpaid 364.55
    July 2010 overpaid 364.55

    Total 2451.85 :jwhich has exceeded my goal of 2010 so I'm really pleased. A little sad that I can't continue just at the moment but hopefully we'll turn it around and fingers crossed I'll be back before the end of the year.

    Good luck everybody, and well done with your achievements so far.:T
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Paid £100 op for July. No further payments this month.
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
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