Jamiedodgers Debt Diary

LookingAhead

Hi JD.

I feel the same as you...2006 was good but 2007 is the year I wanna kick my debt's a55 in a serious way!

Here's to the challenge too....:beer:

JAMIEDODGER

oooohjust a note to say.....new year,new avatar.......fed up with people thinking im malelol, this one is actually me:)

James240

JAMIEDODGER wrote:

oooohjust a note to say.....new year,new avatar.......fed up with people thinking im malelol, this one is actually me:)

hey Jamiedodger looking hot girl! :drool:

JAMIEDODGER

lol, thanks james.....so whats the update on your DF Diary then? hows it going for you?

JAMIEDODGER

hi all,

just an update for my diary:D

switched broadband and changed mobile phone package today saving myself £380 this year and earnt a fiver through quidco:) that extra money will be diverted into saving for next years car mot/service which is due every january:)

just gained myself a very happy ten year old as he is getting my old d500, so wont have to buy him a new phone for his birthday in march as previously planned:) a tiny saving there! he would rather have the d500 anyway than a not as good but new phone!

bought myself some desperately needed new bits of make up through pigsback, earnt 100 points, got the mascara and eyeshadows i wanted and the cleanser and moisturisor set for a friend for birthday and the free make up set for my sisters birthday:)

found a mechanic to do my service for me, a friend of my ex husbands cash in hand:) will put in next week as mot is due in 3 weeks:)

closed my cahoot savings account....had forgotten about it......10.17 in there...they are sending me a cheque:) bonus!!!:T:T:T

am doing well so far i think:) this overdraft is going to be history:):):)

LookingAhead

Hi JD! I imagined you would have dark hair but not that long!

Looks like you have been very proactive!

JAMIEDODGER

hi LA:)

yep its very black and very long now!!!

i have always found with MSE that the more i put into it the more i want to put into it:D

i get really excited about the savings and chopping and changing my budget around:T very sad i know lol

what are your plans for the next ten weeks? how are you planning on getting that OD down?

JD

LookingAhead

Corr now there's a question!

I just plan to be as careful as I can be with regards spending money over the coming couple of months and not withdraw any cash unless I really have to.

I don't have anything to sell really and am finding it hard to cut back any more than I have done so....I think I will be living very old style (will be having a nose around the OS boards believe me!) and also I have no social plans at all for January.

I already try to meal plan anyway and plan frugal (but healthy!) veggie meals but this definitely will be kept on top of!

If all goes to plan then I will be rid of my Tesco VISA with February pay day and then I can throw all that money at my overdraft...however by that time you will have finished the OD challenge by a mile I'm sure

But that's good for you - I really hope you smash the ten weeks!

If I can bank coppers & 5ps, or if I do manage to find anything to sell I really will, trust me...so keep an eye on the figure in my signature as it may come down a little..but it won't be a lot unfortunately.

James240

JAMIEDODGER wrote:

lol, thanks james.....so whats the update on your DF Diary then? hows it going for you?

Its not going to bad actually mate :beer: Just updated my diary on post number 956 heres the linky for it

http://forums.moneysavingexpert.com/showthread.html?t=148510&page=24

James

JAMIEDODGER

yay:T

due to the very nice people at tax credits paying next weeks money in early, i was able to pay for a years cartax online just a min ago:)

saving £17:):):T

not much, i know, but still very very worth it:D