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Jamiedodgers Debt Diary

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Comments

  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi angel at graceland, in theory yes i would probably use the savings to pay off the final bit of cc, although it is in my budget next week to pay it off anyhow....but the savings are in a regular savings account at 10%, which will be used for settling my loan next april. it also gives me a bit of security in that with 4 kids if anything happened, ie washing mach broke, i could used that money and not incur any more debt, plus the cc debt is at 6.9 and savings at 10%. hope i havent confused everyone lol
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    update for today....paid another £50 off the cc. balance now down to £88.12 which should be paid off next week no problems!!! been paid for all my ebay and amazon stuff now, so should think about finding some more stuff to list for next week! my challenge for July is def going to be the overdraft! Im setting my target at £500 from the 3rd july for five weeks! if i can sell some more stuff on ebay i should do it!
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    update....

    paid £48.66 off the cc, interest has been added (i checked online this morning), so balance now stands at £50.

    I have also paid £15 off the overdraft, so things are looking good. one of my goals this week was to pay £100 off debt, I am nearly there!!!
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    took the bull by the horns this morning and paid the last £40 off the cc. it is now cleared!!!!! gearing myself up for july's challenge now.......
    November NSD's - 7
  • :T CONGRATULATIONS!:T :T :T :T :T
    Annual Grocery budget 2018 is £1500 pa £125 calendar month £28.84 pw for 3 adults
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    took the bull by the horns this morning and paid the last £40 off the cc. it is now cleared!!!!! gearing myself up for july's challenge now.......

    Nice one!

    I hope your going to eat this week!, then again i know your so organised so i know youve got it sorted Ms 137 ;)
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kevicho wrote:
    Nice one!

    I hope your going to eat this week!, then again i know your so organised so i know youve got it sorted Ms 137 ;)


    off course im going to eat lol, but not cremated toast and hard baked beans mr 136:D
    November NSD's - 7
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Jamie_ Well Done :T :T

    You Go For It!!!!!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Well done Jamie thats great! :dance:

    Good luck with your July challenge too :)
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hello all. have paid £150 off the overdraft this week, so its slowly coming down!! will update my signature in a bit. am quite happy with how things are going so far. still need to keep going though.
    November NSD's - 7
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