Jamiedodgers Debt Diary

earwig

hi whats a pms jar at the risk of sounding thick

JAMIEDODGER

hiya...PMS is pin money savings...check out the PMS challenge thread on moneysaving old stlye board!

spud30

Oh no !!

I assumed we were saving for a treat, maybe some chocolate at that time of the month :rotfl:

JAMIEDODGER

lol..you could use the money for that if you like!.....i did the PMS last year for about 6 months and it worked so well, i thought i would do it again this year...i managed to buy a new breadmaker (£100) and several other large items like this out of PMS, although this time i will be using it to pay off debt and post ebay items!

Peppa_Pig_5

Jamie lovely to see you back on board. I have just been reading through your posts, you and many others have started to inspire me again. I haven't been very DFW lately, so really need to get back on track.

Peppa
x

JAMIEDODGER

Paid off another £100 today, this time off my overdraft though and not the credit card.

Verbatim

Well done JD. I was wondering about PMS too, so thanks for clearing that up!

Enjoy your night out too. Amazing what you've achieved.

JAMIEDODGER

looking at you sig verbatim you have done amazing things too!!!

bethom

Well done JD another £100 down!! :T :T

angelatgraceland

Hi Jamie-you are doing great! Is your cc still £138.12? Are you paying interest on it or is it a 0%? Just a thought, but if you are paying interest, your savings would be better spent by getting rid of this £138??? Of course, if theres no interest then of course not. Don't forget to take a look on your local freecycle group(freecycle.org)if you fancy a hi-fi or something. you may save some money. Then you can buy more cherries and chocolate! I've always fancied keepimg chickens bet we ended up keeping bees instead-not quite the same ;-) but nice anyway. I don't find it makes money though as the equipment is costly but its lovely OS and good pure stuff. Keep up the good work-you are so inspiring to us all.