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Jamiedodgers Debt Diary

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Comments

  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    have just readjusted budget....again:D

    things stand like this.....

    i should have everything bar loan cleared by last week in may

    i will start saving to pay back loan june....this should take me 4 months

    this gives me a DFD of SEPTEMBER 2007:D

    after all that has happened this year, falling of the wagon and huge car costs i am actually really pleased with this:)
    November NSD's - 7
  • beanielou
    beanielou Posts: 96,603 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the new DFD JD.
    Not long til Sept & amazing when you think of your car costs & co.
    Go girl go.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingforoz
    savingforoz Posts: 1,118 Forumite
    Wonderful news, JD!! Am very pleased for you. Just think, we've a lovely long hot summer to look forward to, and at the end of it you'll be debt free. Fantastic xxxx
    Life is not a dress rehearsal.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Wonderful stuff JD. Flad your debt free date is now so near.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cheers guys:)

    it seems so close now but still so far away if you know what i mean!?

    have now paid loan, which leaves me tight for the rest of the week....

    next week i plan on paying some more to the overdraft, maybe £20 or so, we shall see, i am still playing catch up with some bills after my disasterous few months!! there doesnt seem to be a spare penny anywhere at the mo:(

    oh well:) will keep updating with how things are going....
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    having said there was no spare money...somehow i have managed to squeeze an extra tenner out of the budget to pay off the overdraft:T

    now down to £134.00:D

    still hoping to knock of another 20 quid next week but have quite a few bill dd's going out so will see....
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    seem to be failing to get a signature on as ive just worked out i will be debt free in 24 weeks!!!!!
    November NSD's - 7
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    just wanted to update my debt diary:

    finally cleared debt on 6th July after a couple of months of living on fresh air:) see thread im debt free from last weekend.

    now starting to save properly for the first time ever:D

    have decided to do the jam jar challenge to save for christmas food and £2 coin savings to go towards cost of presents, any quidco money made will go towards prezzies along with amazon and ebay and pigsback too. housekeeping savings will go towards christmas and car.

    i think im finally in a great position and determined to make the most of it:D
    November NSD's - 7
  • beanielou
    beanielou Posts: 96,603 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news for you Jamie.
    funnily enough I was just thinking about you the other day & wondering how things were going.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Thanks for updating.

    really glad to see you've made it. Not that there was ever any question that you would! Congratulations on your df status.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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