Jamiedodgers Debt Diary

tesuhoha

Youre not such a muddled midget. Sorry Jamie, wont hijack your thread again.

tesuhoha

This is the last time I hijack the thread but just to let you know, I phoned the property agent and they are going to let me pay monthly starting from
1st July :j :j Ah - youve got no idea what an enormous relief this is to me and its all because I can now make payments off the debt (Im like a junkie in that respect). I couldnt bear not to see it go down until August as I would not have been able to pay anything till July. Although I am not any better off it makes life easier. So thanks everyone, especially muddled midget. It was worth posting my problems after all. I would now say to anyone who has got a problem to post it as you might find something you havent thought of. I did not expect anyone to give advice which would actually help but I was wrong and thanks to pavlov's dog too.

JAMIEDODGER

just an update.......

this morning i paid 10.00 off my electricity arrears,
10.00 off the overdraft
16.92 off my capital one cc
10.95 tv license dd
11.75 in lidl on food
29.95 on sons birthday present
and 39p on chocolate!!

all budgeted for or out of personal allowance!

have decided that aprils grocery budget will be £250, its a 5 week month for me...starting today 2 april until 6th may.....

so that is 11.75 spend already!

my personal budget for the month will be £80 this includes the meal out this week!

D&DD

Ooooh didn't know this was here Hiya Jamie hows things Been having a nice read through and you are still going great guns well done!!!
I think we'll allow the 39p for the choccie as it was budgeted for and probably rather yummy I just found some rather lush after eight mini thingies in my papershop today so I really can't preach on the chocolate front today!!!:rotfl: Look forward to reading more of your adventures D XX

JAMIEDODGER

hi D:D

ahhh a fellow chocolate eater:):T

i feel much more positive the last day or so and have just been tweaking my spreadsheet (again!) obsessed or what:D

i have even set up a page for all that [STRIKE]chocolate[/STRIKE] unneccessary spending:D

:cool:

i am just going to keep my head down and focus soley on the debt for the whole of april, i often find that when i do this 'superfocus' that the debt really does start coming down fast:)

hope everything is going ok for you?

j x

LookingAhead

JAMIEDODGER wrote: »

hi LA, its weds, the 4th.....isnt yours this week too? what day?

i hope we both have a great week, beanie....thanks hun xx

OK best wishes for Wednesday hon

(Mine is Friday.)

beanielou

Hope you both (JD & LA) have really great birthdays.
Relax & enjoy.
Cant believe its a year JD since you got that fab cake!

JAMIEDODGER

hey all:)

just a quick update on how the week is going:)

firstly, i didnt get out for my birthday night last night in the end......dd was ill so didnt want to leave her....so had friends round for pizza and wine instead:) i bought the wine....they bought the pizza!

personal spends are going ok this week due to the fact that i got birthday money! i had my eye on some books i really didnt want to cough up for, got £85 for my birthday so bought them with that and the rest has gone in my "saving up for a telly/dvd for my bedroom fund":T

so personal spends really are still at a minimum....39p on chocolate and £11.38 on 2 bottles of really nice rose for last night. i had budgeted 25 for the meal so a bit up on that front:D

grocery budget is still doing really well! still under £13 so far....have changed my month to 1-30th april thought it was far easier to do calendar month as four weekly was confusing me! food budget is 250 for month so way in budget so far for that!!

all in all i am being really good

Verbatim

Excellent news JD.

Ps it's good to have you back posting again.

How is the diet for your sons going?

JAMIEDODGER

morning all,

just paid 45 quidco money off the overdraft:) it is coming down only 144 quid to go:T i hadnt put that money in the budget so that was extra money!

loan payment is due this week so that makes this week a tight one again....will be so glad when that goes:)

i should start to see a real difference come end of may:)