Debtbegone's Debtbusting Diary

ZarZar1990

Hey DBG, Agree completely about everyone needing a treat occasionally, I just wish I had enough money to get me through the month first haha!

Good luck, I'm updating my diary today....

Do not buy!
xx

debtbegone

Urgh, got the urge to do a rough snowball (can't do a definite one since my income is so variable )

Based on that my dfd is Jan 2012 :eek: Ideally I'd like to be debt free this time next year, which means I'd need to find £500 a month for debt repayments :eek: so unless miracles occur there's just no way that is going to happen definately want to bring my dfd closer than Jan 2012 though, that's just far too long to have this hanging round my neck.

Back to work now (or I'll never get there!)

ZarZar1990

Yeah keep going DBG, this is the time of year to blitz it at work and on ebay and dooyoo, in January (after the sales obvz) everything gets a little bit quiet workwise, and no one buys anything, so keep on going!

What is your job anyways DBG??

Keep going, you'll be fine
xxx

so_here_we_are

Well to stop the lunch buying tomorrow I have brought stuff for lunch for the rest of the week all I need to do is put all my energies into getting out of bed in time in the morning.....

debtbegone

zar, do you get miles for referring people to dooyoo? If you do send me a pm

Afraid my job is top secret but income is really variable :rolleyes:

Well done shwa on buying stuff for lunches! I've just boiled some rice for a cold rice salad tomorrow, better go do the veg just now or I'll never manage in the morning.

Tomorrow's tasks are: bp, jpj, vb then work work work

so_here_we_are

Ha! upand at them this morning (wishing head was still on pillow but). Banana sandwich for lunch today, yum!

debtbegone

Morning!

Yeay, well done shwa :T and extra well done for getting up so early

I've got a mad rice & veg saucey thing :rotfl:tastes good though so I'm happy.

Just off to do jpj & vb then workity work my bum off

Purpleroses

top secret job eh..... sounds interesting! lol

I've been very good and not bought lunch since last monday its like something has clicked and I keep thinking "well i could spent £5 on lunch or it can go towards paying off the overdraft"

its good to know there are others doing the same thing so keep up the good work ladies

so_here_we_are

You know I have just had a thought, some months I struggle with where I am going to get the money from but if you stop spend £5 a day on lunch this will give £100 extra per month to put towards your debts....
(sorry if I am repeating anything that has already been said but if i have it worth repeating) £100 thats £1200 a year bloody hell..... that might just get me out of bed in the morning.:idea: (ding!)

Purpleroses

have you seen the demotivator tool? http://www.moneysavingexpert.com/protect/demotivator/

tells you how much you spend on say magazine in a year and how many days you need to work to pay for it. quite shocking really