Where to get a VISA Electron card?

withnell

cooki2222 wrote: »

has anyone who already banks with halifax applied for one of these?

If i apply for their online Halifax web saver with card, do i get an electron card with this or a different one??

The card you get with the Halifax WebSaver is just a link cashcard - you can't use it to make payments in shops/online

noah271007

It is deffo useful for booking flights with Ryanair where card fees are FREE on visa electron for a limited period. All others are charged £4 each way!!Otherwise they are quite limited.

cooki2222

withnell wrote: »

The card you get with the Halifax WebSaver is just a link cashcard - you can't use it to make payments in shops/online

thought so wasnt to sure, applied for the electron account, dont fancy paying £20 ryanair card fee's for £4 flights

Quark_GB

noah271007 wrote: »

It is deffo useful for booking flights with Ryanair where card fees are FREE on visa electron for a limited period. All others are charged £4 each way!!Otherwise they are quite limited.

'Fraid DC & CC card handling charges have recently again been increased, and now £5 per passenger / Per One Way Flight.
In addition to charges for airport check-in fee increased to £5 Per passenger / Per One Way Flight. And Checked baggage fee also
again increased to £10 for 1st Bag - Per bag / Per One Way Flight.

The charge for 2 passengers taking a checked bag each on a return flight, now costing £60 instead of the earlier increase to £48. And before any card charges (£20) are added on.

Which has got to make an Electron card even more worthwhile having!
(At least until Ryanair find an even more obscure card to nominate. Although hopefully not too soon, now I have an Electron!!).

Quote Ryanair - "Visa Electron - As a special offer to Visa Electron card holders, Ryanair, for a limited period only, will not apply a
Debit Card charge."

Electron is also obtainable from Co-Op Bank. (Mine is in addit. of already having a debit card as an existing customer).
Although it is also a Link cash card it can also be used to make payments so long as there is money in the account.

Might perhaps the Halifax Websaver card mentioned by withnell possibly work in the same way? Or is it without 'Electron' name printed on it anywhere in addition to 'Link'?
.

System

The Halifax 'Websaver' card is a Cashpoint card only.
The Co-op 'Link' card is Cashpoint card only

The Bank of Scotland (Halifax) Easycash card is a Visa Electron & Cashpoint Card.
The Co-op Cashminder card is also Visa Electron & Cashpoint Card.

Quark_GB wrote: »

'Fraid DC & CC card handling charges have recently again been increased, and now £5 per passenger / Per One Way Flight.
In addition to charges for airport check-in fee increased to £5 Per passenger / Per One Way Flight. And Checked baggage fee also
again increased to £10 for 1st Bag - Per bag / Per One Way Flight.

The charge for 2 passengers taking a checked bag each on a return flight, now costing £60 instead of the earlier increase to £48. And before any card charges (£20) are added on.

Which has got to make an Electron card even more worthwhile having!
(At least until Ryanair find an even more obscure card to nominate. Although hopefully not too soon, now I have an Electron!!).

Quote Ryanair - "Visa Electron - As a special offer to Visa Electron card holders, Ryanair, for a limited period only, will not apply a
Debit Card charge."

Electron is also obtainable from Co-Op Bank. (Mine is in addit. of already having a debit card as an existing customer).
Although it is also a Link cash card it can also be used to make payments so long as there is money in the account.

Might perhaps the Halifax Websaver card mentioned by withnell possibly work in the same way? Or is it without 'Electron' name printed on it anywhere in addition to 'Link'?
.

Quark_GB

Heng_Leng wrote: »

The Halifax 'Websaver' card is a Cashpoint card only.
The Co-op 'Link' card is Cashpoint card only

The Bank of Scotland (Halifax) Easycash card is a Visa Electron & Cashpoint Card.
The Co-op Cashminder card is also Visa Electron & Cashpoint Card.

My Co-op Visa Electron card also bearing the Link logo on the other side is not a 'Cashminder' account card but an additional (non chq. g/tee) debit card issued to me on my current account when requested.

Which may well possibly be one and the same card. But must obviously differ to the Cashpoint only cards you refer to, of which I am not familiar. Now I look, I do notice my other debit also has the Link logo on the other side.

I did have a Co-op Electron Link card years ago, which could possibly have been cash m/c only. Don't remember now, as fell in disuse before the advent of ryanair. But might have saved me £32 (£40 now) debit card charges for my last 2 bookings before new card arrived!).
.

System

You can also get Visa Electron cards on some normal accounts, but banks seems less keen allow you to do this & keep a Visa Debit on the same account. Co-op/Smile sometimes do & sometimes don't allow you to do it this.

The Cashminder comes with the Visa Electron by default, and is a basic account.
So is easier for more people to get.

To complicate matters, The Co-op used to issue Visa Electron cards on some savings accounts, but no longer does so to new customers. People on here have been applying, and end up with a 'link' card when they wish Visa Electron.

The link logo simply means that it can be used in link cash machines, most of the original members of the link network (smaller banks and building societies) still put it on the back of their cash/debit cards. The newer members, larger banks do not.

Abbey also issue Visa Electron, but it depends how much hassle you want.

Quark_GB wrote: »

My Co-op Visa Electron card also bearing the Link logo on the other side is not a 'Cashminder' account card but an additional (non chq. g/tee) debit card issued to me on my current account when requested.

Which may well possibly be one and the same card. But must obviously differ to the Cashpoint only cards you refer to, of which I am not familiar. Now I look, I do notice my other debit also has the Link logo on the other side.

I did have a Co-op Electron Link card years ago, which could possibly have been cash m/c only. Don't remember now, as fell in disuse before the advent of ryanair. But might have saved me £32 (£40 now) debit card charges for my last 2 bookings before new card arrived!).
.

claretherookery

forzaviola wrote: »

I haven't read the whole forum so forgive me if this has been mentioned, however you can get a 'virtual' card at www.entropay.com, which is accepted on the RyanAir website as an Electron. I was booking two flights last night for £10 each return including taxes, onto which RyanAir were going to carge £5 each person each way, thus doubling the cost. I know the flights are cheap, and I've always just paid it, but I was slightly drunk and this time it really annoyed me out of principle.

I signed up for Entropay and after their thorough security checks was successfully registered. It does work, just completed the transaction. The transfer fee on Entropay means that the cost of the £25 I transferred was a little over £1.20, so well worth the effort if you book Ryanair frequently.

thanks so much i just set up an entropay a/c & topped up with £30 (which was the surcharge on our £1 pp flight!! - cost me £1.50 and saved me £28.50 - and i got 3 return flights for a total of £6 - and i got a central hotel with pool inc breakfast for £69 using a top tip from travel zoo's weekly newsletter so im well chuffed
camden court hotel, dublin
http://uk.hotels.travelzoo.com/uk-hotels/518715?utm_source=top20_uk&utm_medium=email_top20

Picasso7

Heng_Leng wrote: »

Abbey also issue Visa Electron, but it depends how much hassle you want.

Hi, can you explain the hassle please? I've just phoned, got someone in Spain (I think!) who just said I couldn't have an Electron card. But someone on this post got one just recently. Was thinking of trying again tomorrow in office hours, but is it worth it?

shona_2

Do any of the accounts offering electron cards have a decent rate of interest r some other perk, does anyone know?
thanks