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Macgirl's "Stop Procrastinating and Get on with it" Diary

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Comments

  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oops our post crossed SS! Yep, that's another good reason not to ;)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Phew, just sat down.

    Managed to get back on my "no carbs after 6, no caffeine,sugar,alcohol, anything" eating plan today and feel better already :j
    I've been on a sugar binge the last week (due to pmt I think) and it does me no good, so I'm laying off it for a few weeks.

    Came home and as the girls are with Grandma tonight, I did Shred straight away, then had tuna bean salad for dinner, then painted until about 10 minutes ago.

    The stairs are done now, as is the landing and corridor to the attic, so a good evening's work and another job ticked off.

    Bought lunch at work so spent £2.20 (I brought houmous and ricecakes but they were no match for veggie chilli) and £5 on my lottery syndicate - waste of money, but can't leave now in case they win without me! Going to ring the bank tomorrow to chase the mortgage app and see if they have arranged the valuation.

    Hope everyone's well and got through Monday ok :)
  • chops22
    chops22 Posts: 650 Forumite
    Hmm PMT is a killer!! I have had to resort to choclate fiber plus bars, as I had terrible PMT and OH was on nights.....not a good combination at all!!

    We also pay far to much into work lotto's but I know if I leave they will win! And I will be the only mug left working there!

    Hows the part time work thoughts going?
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope the mortgage chasing went ok...
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Chops - I can't reduce my hours, but was going to do my current 4 days over 5 - but I've since decided against that. I prefer to be in work for 4 full days and will see how it goes....

    Taxi I rang them this morning first thing. They said our application is with the Underwriters and they aim to turn it around in 5 days, so she said we'll hear on Friday. I asked if a valuation had been arranged but that will depend on the Underwriter's decision :o So a nerve jangling week of waiting ahead.....

    A NSD today :j No house stuff tonight as I have a huge amount of work to get through this evening, after bathing the kids and putting them to bed - so busy busy.
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Had a manic couple of days at work, chasing deadlines which thankfully have been met today - so I feel light and relieved :)

    I rang the Natwest this morning and there was a note on my file requesting more info from OH's business - so good job I rang. DH had luckily just received their year end accounts back this week, so posted off his copy to the Natwest. They should receive it tomorrow (Special Delivery - we're taking no chances) and they seem quite quick, so I'll chase them again on Monday afternoon.
    I'm going to ring the estate agents tomorrow to update them, I don't want the vendors to get the jitters.

    My envelopes are largely going ok so far, though next week I'm away for a couple of days with work, which always ends up costing me :mad:
    I'm still decluttering every day for at least half an hour (thank you Flylady) so am getting there with the house.

    Will try and update my sig later - hope all's well for anyone reading :)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Must be awful waiting but you'll know soon so keeping my fingers crossed for you.
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Taxi. I honestly thought I'd be the problem with my debt - but I guess the fact that I work for a successful Plc is in my favour.
    DH, who has no debt and an exemplary credit record is the worry now.......:(

    I'm being positive though. We have been honest from the start about everything and they have agreed in principle, I'll wait to see what next week brings.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    it's because he is self employed thats all...as long as the accounts tally up they'll be fine.They have been wanting 2-3 years books to verify income.Sure it'll be fine.
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    :rotfl::rotfl:.:rotfl:.at the though that they consider you a part timer at work. Don't you do compressed weeks or something, where you do the same number of hours but in less days?
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
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