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Macgirl's "Stop Procrastinating and Get on with it" Diary

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Comments

  • Hi,

    I'm new to MSE and have read a few of these threads to motivate myself.

    Don't knock yourself MG, you have been through hell and back with PND (i'm currently off with Dep myself - terrified i'm going to get sacked as this is the first absence I have had off since I began working).

    Just hit it head on.

    x
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Needhelpsaving and Welcome to the boards!

    Thankfully that episode of my life is over now, but I wouldn't wish it on anyone. Hope you're feeling better soon :)

    This week keeps getting better and better!!
    ** Workwise things are great - yippee.
    ** I'm trimming money off budgets hither and thither.
    ** Extra cash is trickling in from bingo and Ebay - hurrah! :j

    Someone has offered me £130 for my phone on Ebay. I did "sell" it for £160 last week, but the buyer immediately de-registered :mad:. So now I don't know whether to hold out for a better offer :confused:. I guess a bird in the hand is worth 2 in the bush - so think I'll accept....

    I am reading "Why am I so Disorganised" (I do love a bit of self-help! :D) and especially like the "Envisioning" technique. It worked a treat last night on bingo.
    I was staring at the screen chanting the number I needed over and over, whilst imagining it red :rotfl::rotfl::rotfl:
    Think I screamed when it did turn red! - Though tried it again this morning to no avail - ah well, can't win 'em all :rolleyes::D

    One thing I need to do is update my sig (with honesty :o).....
    Off to sort kids out - catch you all later...
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm v. tired this morning.
    Was up until after Midnight writing party invitations. We're throwing a surprise party for my Mum at Christmas, as she's celebrating a big birthday.
    So far I've done most of the organising (and spending :rolleyes:), so I need to set up a spreadsheet so my generosity doesn't get out of control and I end up paying for it all....

    No wins on the bingo last night, but £10.22 hit my account this morning and won 20p on the scratchies.
    I need to try my "Envisioning" on the house, as it's looking like we've been burgled. :o
    Off to work now, a busy day ahead....Have a good one if you're reading this, Mac x :)
  • Morning macgirl - found your diary and now subscribed :D Hope you have a good day and wake up a bit!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • miemie
    miemie Posts: 646 Forumite
    Hi macgirl, well done on the bingo win and have a good day at work.
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi IMD and thanks miemie

    Just worked out that I have won £281.22 in the last month on free scratchcards and bingo. Plus I should see the same again - if not a bit more on Ebay - which is great!:j
    However, I'm going to have to keep up this level of extra money making every month if I'm to be debt free by this time next year.

    I really want that so badly. I do not want to go into another New Year in debt, but I've no idea how I can sustain that level of extra cash.
    I've pretty much sold everything of any real worth. :o

    The downside is that some of this extra is going on Christmas and Mum's party. But EVERY month there are good reasons why money has to be spent. I need my car as I commute a fair distance everyday to work, so that inevitably costs...

    The grocery budget has been shaved considerably, but I guess I need to make more savings there. (Plus sequinned leggings will have to be avoided :rolleyes:)
    I feel like I am trying really hard but the debt is static (or worse).

    No matter what - I will NEVER be in this position again - or is that akin to saying "I'm never drinking again" the day of the hangover from hell? :confused:

    *sigh* Off to play bingo :rolleyes::D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I have done my first deposit of £20 on Bingo Britain. Any idea how long it takes for the bonus to arrive?
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Try logging out then back in again, if the £5 bonus shows, withdraw your cash.
    Might have to wait til tomorrow - can't quite remember. Good Luck F_F!
  • rupe34
    rupe34 Posts: 1,022 Forumite
    Hey macgirl:hello:

    Just found your diary - love it and have subscribed
    Onward and upward - with the odd step to the side

    November GC £255/£300
  • Hi MacGirl, I'm a semi-newbie and found your diary and I am subscribing :)
    Good luck! :beer:
    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
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