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Macgirl's "Stop Procrastinating and Get on with it" Diary

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Comments

  • se999
    se999 Posts: 2,409 Forumite
    hypno06 wrote: »
    What I am trying to do is to keep a record of what I really am spending this year on "treats" - days out, holidays, meals out (if only) etc, and then next year I can incorporate it properly in my budget.

    Perhaps if you keep a tally of how much you spend on family trips, going out with friends etc, it would help you in future years to not feel guilty about it?

    We've been doing that for years now, and it really helps. Especially as treats etc tend to occur at around the same time each year when children are younger, so if you know it's going to happen and when, you can save up ready.

    We really are into mega financial control, we have seperate budgets for birthdays, christmas, treats, meals out and presents :o But when things were really tight, it's how we survived.
  • chops22
    chops22 Posts: 650 Forumite
    _pale_
    hypno06 wrote: »
    Ah, buns with snot - guaranteed to help you stick to your diet :rotfl:

    _pale__pale__pale__pale__pale__pale_
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • se999
    se999 Posts: 2,409 Forumite
    chops22 wrote: »
    _pale_

    _pale__pale__pale__pale__pale__pale_

    _pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale__pale_
  • se999
    se999 Posts: 2,409 Forumite
    macgirl wrote: »
    I'm going to have to dream up up some cheap or free activities for the kids next week...

    Check the newspaper summary in the discounts voucher section of the forum. Also, when mine were that age I used to check all the local free newspapers and the library notice board for any free/cheap events/activities for children.
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    se999 wrote: »
    We've been doing that for years now, and it really helps. Especially as treats etc tend to occur at around the same time each year when children are younger, so if you know it's going to happen and when, you can save up ready.

    We really are into mega financial control, we have seperate budgets for birthdays, christmas, treats, meals out and presents :o But when things were really tight, it's how we survived.

    Thanks Se!!

    All afternoon I've been creating spreadsheets and logging my personal spends and joint spends for Feb, March and April.

    It's something I did religiously before children, but since - there is always something else to do isn't there?
    The picture is much clearer now and at least I can plan a realistic budget from what we actually spend, so thanks for that :)

    As for the buns......................................I've had 2 :o and they are actually very nice! :rotfl:
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kids are in bed but still calling Daaaaaaaad (makes a change from Muuuuuum!), so when they are settled I'm going to upset DH's evening by force feeding him a spreadsheet supper! :D

    God, we really know how to live - Saturday night and it's spreadsheet heaven :rotfl: (must get a life soon)

    Have a good evening to anyone reading!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    A glass of wine generally helps a spreadsheet supper go down better......;)
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sadly there is not a drop in the house :( and OH is not showing any signs of interest at the moment......

    DD1 STILL not asleep :mad: Though in fairness to her, she has great difficulty dropping off. I try to relax her, going through visualisations and focusing on her breathing etc, but her head is buzzing - she just cannot switch off.

    I've left her reading a book, as she needs to find a way of getting to sleep on her own - I'm not helping her by talking her to sleep her every night.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I am the same, and so is my DD. I always just left her to read, and work on the principle that she will drop off when she is ready.

    DS, on the other hand, falls asleep as soon as his head hits the pillow.....and stays asleep until it is time to get up. I wish I could say that he had inherited that ability from his mother!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I left her to read and she kept calling me to ask what "this word says" :wall:

    So I turned off the light, told her to close her eyes and stop talking. DH gets cross with her, but he is the same himself and has many sleepless nights.....

    I do love my kids, but approaching 9.30pm it is not too much to ask for 5 minutes peace is it? Listen to me, Earth Mother :o
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