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loancheck/solicitors claiming ppi

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Comments

  • marshallka
    marshallka Posts: 14,585 Forumite
    edited 15 February 2010 at 2:41PM
    esmerellda wrote: »
    A letter from Andrew Chadwick at Heenans regarding a case referred from Feather Finance - if it helps anyone ? anyone any problems with posting this then shout me and I'll remove it.


    Looks like Andrew is no longer director of I-sm@art legal services - as of end of December.

    TM01 15/12/2009 APPOINTMENT TERMINATED, DIRECTOR I-SM@RT LEGAL SERVICES LIMITED
    treeMiddleConnector.gif
    treeDocument.gif
    TM01 13/12/2009 APPOINTMENT TERMINATED, DIRECTOR ANDREW CHADWICK
    OMG, when Loancheck and the likes of offer a free service then it is only free from that company offering it and not once with a solicitor then? They mearly refer clients (sell them) to solicitors and then you have no comeback at all on the referrers? Blimey, I cannot understand Mr Chadwick wanting any part of this TBH? Why would you want the loancheck model (software!!) when it has failed so many already? Was it really worth so much? I cannot understand anyone wanting any part of any of the firms. If BK were never paid for work from Loancheck did they just get lumbered with it perhaps?

    I think next thing is we will see the loancheck model on ebay with a starting price of 1p:eek:.

    As this was a referral from Feather Finance and would the terms and conditions on Fair return.co.uk be the same for them as here from that website.
    Frequently asked questions
    1) How is the service free to use?
    We charge no up front fees and all costs incurred in the process are added to your claim rather than deducting the costs from your compensation.
    2) What do you require to start the claim process?
  • marshallka
    marshallka Posts: 14,585 Forumite
    edited 15 February 2010 at 2:54PM
    esmerellda wrote: »
    There COULD be two people Andrew John Chadwick and Andrew Claude Chadwick or he could be the same person. I dont have access to the directors info with birthdates etc on. Just thought it may be a useful angle for any one fighting against Loancheck. The other link is Michelle Heenan.





    Heenans Solicitors
    Michelle Heenan, Fiona Gingell, Marcus Malin, Andrew Chadwick.

    Peter Micheal Bottomley I assume is PeterMB as I expect he'll confirm of fair-returns.co.uk (introducer to feather finance who were an introducer to heenans) who had cases referred by firstpluscomplaints.
    Did petermb tell you that their would be "no fees whatsoever" win or lose? Never any risk to the client whatsoever??? In your extract above it states that you need to take that one up with the CMC if they actually did tell you this?

    It states on Fair Return website
    How is the service Free of Charge?
    The service utilises the Access to Justice laws of 2000, which enables those with claims in excess of £5000 to use the services of a solicitor who can levy his fees to the other side should your claim be successful. Each case is insured by After the Even Insurance, which covers both the client’s solicitor’s fees and those of the other side ( The Lender) should the case be unsuccessful. This means that the service is free to the client, win or lose.


    And yet the letter above from Mr Chadwick that you posted says
    otherwise doesn't it?


  • marshallka
    marshallka Posts: 14,585 Forumite
    edited 15 February 2010 at 3:18PM
    Mr chadwick says

    Clients referred to us by Feather Finance in relation to their Claims against the Clients opponents for mis-selling ofPPI etc, on a Conditional Fee Agreement basis. After the Event Insurance is put in place in order to protect the Client against any costs and disbursements incurred by their Opponents if the Clients Claim is unsuccessful, and also the Clients disbursements incurred in us pursuing their Claim for them.
    In order that a Client does not have to pay any Court disbursements in bringing their Claim i.e. issue fees, then a separate arrangement was put in place with a Funder to meet these fees for the Client as their Claim is pursued. It was never agreed that the Funder would be liable for the Clients Solicitors
    fees if the Clients Claim was successful or unsuccessful
    If judging by your correspondence you have been informed by Feather Finance that After the Events Insurance would cover you for all your fees if you were successful, or alternatively these would be met by the Funder, then this is a separate issue that I will take up with them directly. However let me reiterate, at no stage during your Claim have the arrangements in relation to funding and After the Event Insurance etc changed in any way.

    If Feather Finance have advised you that no fees would be payable if your Claim was successful, then I can only presume that they were referring to their own fees, as many Claims Management Companies charge the Client a fee if the Client is successful in obtaining a settlement from their Lender. In most cases a Claims Management Company normally charges a percentage of the settlement figure obtained by the Client from the Defendant i.e. their Lender.

    But goes on to ask for a fee? ??????
  • marshallka
    marshallka Posts: 14,585 Forumite
    Did petermb charge a fee to the solicitor just like Loancheck then?
  • esmerellda
    esmerellda Posts: 2,237 Forumite
    Think thats something he'll have to answer.
    LegalBeagles
  • But he won't give a straight answer, that's been the problem all along, he gives political answers with his own spin.
  • maxdp
    maxdp Posts: 3,873 Forumite
    Just catching up with posts. Have a look at this link below. John Whittaker is the CEO of Loancheck and is the CEO of all associated loancheck companies.

    You would think he should be knighted....................
    http://www.yourloancheck.com/itn/itn_s1.html
    :mad:
  • marshallka
    marshallka Posts: 14,585 Forumite
    maxdp wrote: »
    Just catching up with posts. Have a look at this link below. John Whittaker is the CEO of Loancheck and is the CEO of all associated loancheck companies.

    You would think he should be knighted....................
    http://www.yourloancheck.com/itn/itn_s1.html
    I wonder how he won that:eek:. Seems that he must have pulled the wool over quite a few peoples eyes then going by this thread. Whyever did he go bust??
  • maxdp
    maxdp Posts: 3,873 Forumite
    edited 15 February 2010 at 4:47PM
    marshallka wrote: »
    I wonder how he won that:eek:. Seems that he must have pulled the wool over quite a few peoples eyes then going by this thread. Whyever did he go bust??

    I Know the prize was awarded by lloyds bank amongst others. They are one of the lenders that people are using Loancheck to get their money back from.:eek: Why? How does this work?
    :mad:
  • It seems like they are all teflon coated making sure that nothing sticks to them.

    For something of this scale there has to have been something fraudulent going on somewhere with everyone lining their pockets & covering each other's backs.

    I just hope that the Revenue & Customs or MOJ find out what they are up to & take action to prevent any of them from doing it again or from profiting from what they have already done.
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