Lost £400 per month

Oldernotwiser

flea72 wrote: »

if working meant you couldnt put food on the table, then no you wouldnt do it

people who have the luxury of being to have the choices you suggest, are not financially reliant on work, they have income from elsewhere

tbh if someone would rather live below the breadline, than take the money that is rightfully theirs, then more fool them - cutting your nose off to spite your face, doesnt keep a roof over your head, food in your belly, and a smile on your face

so tell me, if they dont earn enough to live on, how do they survive?

Since when have self respect, ambition and personal fulfillment been luxuries? What's a pound or two less per week if you have these?

WASHER

flea72 wrote: »

the OP is in the wage bracket whereby they would loose as much tax credits as they could earn, so it wouldnt make financial sense for the wife to go out to work

i know ive been round the figures numbers of times with my family, and for families with a joint income of between £20k-£30k you are no better off trying to increase income, because the tax credits drops away so quickly once you hit £25k - its more or less what you earn youve lost, once you take into consideration a drop in ctc, childcare fees, and other costs involved with going to work

Plus add onto that, your kids dont get to see you as much, you run youself ragged, doing the work/home thing, and for little or no financial reward

I absolutely agree with this post, my OH works full time earns around 29K, I used to work full time too, until the childcare for 2 children became so expensive, I ended up paying to go to work.


BTW, I do not claim any benefits, never had (other than child allowance and the basic tax credit which most people are entitled to) before anyone slates me for not contributing to the tax and NI system.

OP, my only suggestion is that your wife works weekends/evenings, but if you are anything like my husband I never know from one week to the next if he working away from home.

Jomo

flea72 wrote: »

its not a case of not being kept in the manner you would like

most people look back to their own childhood, and see that it was possible for just one parent to work, to have an ok existence. unfortunately, those days are long gone, and it comes as a shock to alot of people that they dont get much help from the benefits system, when all they see and hear in the press, is about the amounts people claim once having kids

F

:rolleyes: there are those, believe me, who benefit greatly...

notlongnow_2

flea72 wrote: »

there are no residential homes near me, that have overnight staff that arent at least trained to NVQ level II standard - yes, daytime staff, two a penny, with attitude/personality being the main requisite, rather than a piece of paper, but night-time its a different matter

Well that does surprise me. Im my experience, there is absolutely no difference between the day and night carers apart from about 15p an hour!...been there done that. The homes here actually find it more difficult to recruit night staff as the young ones dont want to do it and the older ones dont want to work with the agency carers they send that are absolutely rediculously poor and uncaring.

Obviously I can only speak from personal experience in my area (Yorkshire)

I agree that they should be trained to level 2 standard but usually (here) they start the job unqualified and its the home that pays for the NVQ training.

Interesting to see how different parts of the country differ.

notlongnow_2

Torry_Quine wrote: »

Actually many care staff have SVQ level two or even three in this area in all types of care homes and that's not just senior staff but care workers at all levels. In the very near future all staff will need to be qualified which in my view is correct as it is not as easy a job as many think! While some staff don't stay long many do make it their life career and stay many years.

Torry, I agree with you ocmpletely that these carers should be trained to a higher level. This is not the case where I am but hope it comes into force soon. Ive worked care homes and thoroughly enjoyed it. What I didnt like was how these places exploit the elderly. Many a time I came to blows with the manager about their practice, and sadly I ended up leaving which I felt gutted about. It was like banging my head against a brick wall and nothing ever changed.

No way is it easy work, its bloomin hard. i never understood why a 18yr old could get a job in a care home with no experience and just be expected to get on with it. These are people they are looking after and feel sad that you need more qualifications to look after animals (for example)than you do to look after living human beings.

Not the fault of the carers at all but its a business at the end of the day and is run as such.

Anyhooooo...off topic...sorry.lol.

thorsoak

Of course there are those people who feel that work caring for other people is too demeaning and would rather feel demeaned by taking what is "rightfully theirs" as decreed by a government they decry!

flea72

Oldernotwiser wrote: »

Since when have self respect, ambition and personal fulfillment been luxuries? What's a pound or two less per week if you have these?

they are luxuries, if that pound or two less a week, means you cannot pay your bills

'sorry LL cant pay you the rent this week, because my self worth, is greater than your £75/wk'

come on, you need to earn enough to support your chosen lifestyle. yes, i could do a job that gives me an inner glow, and has me skipping out the door of a morning, but i couldnt or wouldnt do that at the cost of my family, having a roof over their head, and food on the table

dmg24

flea72 wrote: »

they are luxuries, if that pound or two less a week, means you cannot pay your bills

'sorry LL cant pay you the rent this week, because my self worth, is greater than your £75/wk'

come on, you need to earn enough to support your chosen lifestyle. yes, i could do a job that gives me an inner glow, and has me skipping out the door of a morning, but i couldnt or wouldnt do that at the cost of my family, having a roof over their head, and food on the table

I think you need to look at your maths (and your ability to exaggerate) - a pound or two does not equate to £75 per week! :rolleyes:

skiTTish

Eh ??
How the heck did she get JSA anyway ?
Job SEEKERS allowance is for people looking for work (clue is in the seekers bit ) and as you said she couldnt work as she was at home raising the kiddies?
Im sorry but its not the tax payers job to fund you staying at home to raise a family ,if you cant afford for one of you to stay at home to looks after kiddies then stop having them ?!

AnxiousMum

flea72 wrote: »

the OP is in the wage bracket whereby they would loose as much tax credits as they could earn, so it wouldnt make financial sense for the wife to go out to work

i know ive been round the figures numbers of times with my family, and for families with a joint income of between £20k-£30k you are no better off trying to increase income, because the tax credits drops away so quickly once you hit £25k - its more or less what you earn youve lost, once you take into consideration a drop in ctc, childcare fees, and other costs involved with going to work

Plus add onto that, your kids dont get to see you as much, you run youself ragged, doing the work/home thing, and for little or no financial reward

Sorry - that's bull. I was an at home mum, my OH was earning about £21K per year. I started a job that is term time only about 4 years ago. I utilised the free place at preschool and a local mum babysitting in the afternoon. Since that time, OH's income has increased to £32K per year, and mine is about £19K per year - so while it might not be worthwhile in the beginning, a couple of years down the road, we have doubled our family income. At first yes, we lost some child tax credits, etc., but well worth it in the end I think? Comes a day when the kids grow up and you don't have those benefits to draw on anyway.....