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Getting out of my comfort zone
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I'm glad you missed the accident, how horrendous

But a definite yay to getting a lift to a wholesaler! Yep, we like the sound of that
2023: the year I get to buy a car0 -
I love cellophane and bows went mad with it last year still have a bit left but need more - browsing round a warehouse I would be in heaven. I have subscribed by the way
you will find me posting here there and everywhere sorry as a diary is a bit dangerous at the moment:(
PAxx0 -
There's always a warm welcome for newbies :wave:Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
gilligansyle wrote: »There's always a warm welcome for newbies :wave:
I am a bit tarnished around the ages :rotfl::rotfl::rotfl:
PAxx0 -
What is it about the universe etc. DS went out on Tuesday and got money from an ATM. He rarely uses his card in shops, mainly online. He then mislaid the card somewhere in the house, and didn't tell me because I have a bit of OCD about things like that and won't stop until I find it.
He's just had a phone call from his bank asking him to confirm a transaction. His card had been cloned. Worrying where it happened though. Apparently cards that are cloned can be used on the internet as you can get programmes that work out the security number.
So I didn't waste 2 days looking for a card he couldn't have used anyway.
He has just transferred ALL of his wages into my spare bank account, just in case, and he has a card for that account. It's never looked that healthy before, as I only use it for DD's and move money in as needed.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
gilligansyle wrote: »I have a bit of OCD about things like that and won't stop until I find it.
Can you nip round to mine and find my mobile please?
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glad you missed the accident - sounds scary
sounds good re getting organised for xmas...
I am planning hampers - I need to order some cellophane and cellophane conesAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
Can you nip round to mine and find my mobile please?

On my way...
If you let me know the sort of cellophane you are looking for, I can keep my eye out on my wholesalers visit, may be cheaper. Probably going the week after next.savingholmes wrote: »glad you missed the accident - sounds scary
sounds good re getting organised for xmas...
I am planning hampers - I need to order some cellophane and cellophane cones
Have had a weird morning, woke up at 4. Too awake to get back to sleep, but not awake enough to read or watch telly. Then went back to sleep at half 5, which is normally when I wake up.
Online banking done, and a survey done, so that's another 110 points. Since I did one of the update surveys last week, seem to be getting one a day from lightspeed, so its adding up a bit and they are all the good points ones so far, so worth roughly £1 in paypal vouchers.
And I was sorting out my old Apple imac last night, prior to chucking it out, and found a file with all my passwords for various sites, so will check if there's anything to withdraw.
Have a good day all
xDebts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Manic day in work, loads going on, but ended up having to work at another computer and had not access to the things I needed. And it all needs doing for Tuesday morning.
Also spent time going to another office, crawling round under desks getting Pc's unplugged and network cables etc. so have come home and had a shower. Now sat here in my comfy trackie bottoms and big t shirt and don't plan on doing much else for the rest of the [STRIKE]round[/STRIKE].(no idea what word this was meant to be!Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Have a nice weekend, sounds like you could do with a bit of down time
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