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Getting out of my comfort zone
Comments
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Thats a good tip on sports bras, I'll keep my eyes open (well, of course I will, I'll bump into things otherwise
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Hope you can get some sleep tonight, gill.2023: the year I get to buy a car0 -
Awake at daft o'clock again, but feel as if I've had some sleep.
Proper electric showers vary in price, and as we have poor water pressure, as upstairs is not fed from the mains but from a tank, there are some that we can't have. S*ds law says that we probably can't have the cheapest ones. For now, have bought a hose £4 and a new shower head £3.80 from Wilko's, so that will have to do.
Off to Cheshire job today, its starting to get me down a bit as I don't feel I'm getting anything done. Manager used to do the job I am doing and wants it done the same way, but I don't work like that. I like to work with people to make changes, not just put them in and be done with it. Ah well, I thought this job would be over at Christmas so its been extra money.
KC - you keep your eyes open, you never know what you'll find.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
I have to buy a new shower head at some stage, actually, or change the settings on the shower tap or something - when the water comes out of the shower head when its up on the wall fitting, it just comes straight down, doesn't actually *shower*.gilligansyle wrote: »Awake at daft o'clock again, but feel as if I've had some sleep.
Proper electric showers vary in price, and as we have poor water pressure, as upstairs is not fed from the mains but from a tank, there are some that we can't have. S*ds law says that we probably can't have the cheapest ones. For now, have bought a hose £4 and a new shower head £3.80 from Wilko's, so that will have to do.
Off to Cheshire job today, its starting to get me down a bit as I don't feel I'm getting anything done. Manager used to do the job I am doing and wants it done the same way, but I don't work like that. I like to work with people to make changes, not just put them in and be done with it. Ah well, I thought this job would be over at Christmas so its been extra money.
I'm glad you've had some sleep, but with that sort of working environment, its still tough.KC - you keep your eyes open, you never know what you'll find.
ooohhh.... how interesting. How mysterious!2023: the year I get to buy a car0 -
hi Gill I like doing new things putting new processes in place - after that I must admit I can get rather bored... I am not very good at following other people's rules but like people to follow mine LOLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
morning
shopping list only has a few items on it, so hoping for a quiet day today. DS is going to help me get the yard clear, get rubbish down to the tip etc.
Have fired off a complaint to the FSA about my lender. I wrote to them in November to complain about something, and got a stock reply that they would respond within 28 days. In January I wrote, chasing a response, and again in February so now I can complain about their complaints procedure.
Off to do some housework.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
I can *so* relate to complaining about the complaints procedure - thats happened to me about a locum GP I saw, and about the dratted mattress firm. On the other hand, I wrote to my water company about something piffling - not even a complaint - and they didn't reply within their stated response time, and a letter turned up one day saying they'd credited my account with £20! Very patchy service, but very good on that occasion

Hope your day *is* nice and quiet.2023: the year I get to buy a car0 -
Boo to having to make complaints I find it so draining

BUT
Yeah to tidying the yard spring fever is all around
DTxx0 -
DT - if you've got any nice weather can you chuck it our way please, its still a bit overcast here, but may brighten up.
My little seedlings on the window ledge are doing well.
Oops, meant to be doing housework. Bathroom done, kitchen sort of.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
What are the seedlings? Glad they're behaving themselves
2023: the year I get to buy a car0 -
What are the seedlings? Glad they're behaving themselves

Tomato
Courgette
Lettuce - for baby leaf stuff
pepper
sunflower
some sort of annual flowering stuff
Its a start!
PS have done the proper Flylady thing in the kitchen and not only washed the dishes, but dried them, put them away and done the sink. Looks so much better!Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0
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