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Snowmoredebt is getting sorted
Comments
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DD had her first piece of toast today and was not happy when it was taken away. DS was naughty after school yesterday and is not allowed out for the rest of week other than to clean and play with rabbit, he is also being collected from school until he can be trusted again, on the plus side he isn't normally naughty.
It's the school holidays soon and I have the week off so can not wait, I am going to chop down the jungle and see if we can create a veg patch and maybe a den for DS and pals.Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
Hi and welcome to the boards. I don't know the specifics but if the tutor you're paying for your child is ofsted registered you can reclaim part of the costs. I'm sure this is what my BIL has told me as where he tutors has had to register so that their students can reclaim most of the costs. May pay to have a look into this.0
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Hey Snow, your kids sound so cute and the den in the jungle.... sorry back garden would be great for DS!! Just watch him near the veg patch he will be diggin it up
The debt thing (I don't know what it's called) at work is there for times like this, don't feel ashamed, you aren't abusing it. It's a service that is available when people need it the most. Just out of interest how many hours do you work? I know you said you are also applying for xmas jobs, could work not offer you anymore hours? Please don't take this the wrong way but you need to look after your health/family life, Being in debt is poo and I know how desperate you are to pay it off but don't run yourself into the ground, you still need time with the 'wife' and kids, I have seen so many marriages turned upside down due to the partner never being at home (Trust me in my job I see it A LOT!)
Anyway on a lighter note, bet you can't wait for the week off you jammy bugga :rotfl:Married 1st October 2015:heartpuls
1st Baby due June 2016 :happylove0 -
Hi lemon tree / skint
Will definately look into tutor costs as that would help a lot thank you
I work full time and there is no budget for any overtime they have to jump through hoops to get the budget so managers don't bother! I'm not looking for a perm part time job just one in lead up to Christmas to throw at debt and gifts for kids ( I would also like to get OH something she has been great)Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
Got a call today regarding a job application I put in just my luck the big boss was sat opposite me so couldn't answer my mobile I managed to get away and return call but the person was in a meeting aarrrrrgghh. Hopefully I will get an interview as wages will be nearly double.
I'm currently listing more items to sell I have loads of books so going to look at amazon and green metropolist would be interested to see which one you guys prefer.Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
Looked into tutor costs and it looks like this is specific to northern Ireland worth looking though!
Still waiting to hear about job can answer mobile today as the boss isn't around!!Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
ooooh good news about the job, let us know how it goes!!Married 1st October 2015:heartpuls
1st Baby due June 2016 :happylove0 -
Got the call regarding the job, apparently I'm 1 of 2 strong candidates the company said if I was sucessful at the interview they would sponser modules 2 - 4 of the cefa qualification, however I would have to pay for module 1 before the interview. The company is a large household name but I'm not paying for this I can't afford it, will hear on Monday if they will sponser 100 per cent doubtful though!
Anyway today I picked up application for Xmas job at Asda and picked up baby milk as on offer at tesco 2 for £12 they are normally £7.45 each if I had some more money I would have got more. I'm getting good at spotting real bargains and not just cheap offers I wouldn't normally buy!
DS went dentist today as he has a tooth growing sideways at the top of his gum he was sat in the chair unable to move when the dentist said just a few injections and we will whip that baby tooth out he is scared of needles on the way home he said I tried to cry but nothing happened and I was stuck in the seat he didn't stop talking for an hour or shaking let's hope the other tooth comes around the correct way and he gets no more bother.yDebt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
Just popping along to wish you luck with your applications! Keep posting.... and have a great weekendAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thanks savingholmes
What a day!! Busy cleaning out and sorting out, the car is jam packed ready for a carboot tomorrow we still have enough to sort out for another 2 or 3 carboots and my mum and dads garage ontop. Not taking any baby stuff as OH wants another baby plus her family share stuff OH cousin is pregnant and expecting a girl so she will get first choice on items.
Getting ready to put one of our free DVDs onand a home made curry :-)Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0
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