We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Snowmoredebt is getting sorted
Comments
-
Went into town to do Christmas shopping for kids, we found it hard to spend the money there was just nothing ds would be interested in that he hasn't already got! Dd still very young so only got 1 from us 1 from ds and one from Santa (ds still unsure).
Got MIL a birthday pressie and bumpped into my mother grrrr.
Halfway through my week off more gardening tommorow can just about see the end of the garden now woohoo. I still hate gardening!!Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
Good to hear you have nearly finished the garden, bet it loks tons better already and well done to you both for starting your xmas shopping!! Did you hear anything from any of the jobs yet?Married 1st October 2015:heartpuls
1st Baby due June 2016 :happylove0 -
Not heard anything about the jobs will keep applying, I'm going to ask a mate to look at my CV he used to work in recruitment.
I managed to duck out of the gardening today :-) spent £170 on shopping our budget each month is £200 so we have £30 for rest of month for milk and bits.
Went swimming today with OH and kids which was good fun now having chillie con carne for tea before doing nothing for rest of evening.Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
It's been a busy weekend, but some good news I had a call from toysrus wanting me to go for an interview
I don't know when yet fingers crossed.
I have joined a challenge make £5 extra a day for motivation.Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
Had interview today with toysrus so fingers crossed.
Off the mark with my first challenge make £5 per day had a £1 voucher for nappys turn up and had to get some so £1 straight to money box YEAY. Another £149 to go!!!!Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
Hi
Received some really nice items off of freecycle today for the wedding OH is really pleased as all correct colours etc they left all the receipts in the boxes and they didnt have a wedding on a budget!! Will work out what we budgeted for these items and adjust and add to the signature in monentry terms as saved towards the big day. I LOVE FREECYCLE some really generous people out there
Nipped into a local cheap shop today and picked up a few stocking fillers for DS hes getting excited already :rolleyes:
DS had an open evening at the school tonight hes doing really well and now hes in year 5 hes becoming less shy and joining in more which is brilliant, I believe his tutor has aided this shes given his lots of confidence and worth every penny :jDebt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
Hi Snow, wow I'm so impressed you are doing great!! Have you heard from toys r us yet? I have got my fingers crossed for you.
You're right there are a lot of generous people out there and it's refreshing to hear positive things instead of all the negativity that is forced down our throats everyday (I mean through the media etc) wow that's a little deep for me :rolleyes: but fab news about the wedding items, what did you get and what colours are you going for??Married 1st October 2015:heartpuls
1st Baby due June 2016 :happylove0 -
Hi skint
The colour scheme is darkish purple, ivory with lots of sparkly crystal :rolleyes:
We collected a tiara, shoes, hair pins and craft wire with receipts totalling £190 , OH only budgeted £90 for all of these so I added £90 to the wedding fund in signature.
I don't expect to hear from toysrus for a week, I felt really old at the group interview:o and did I miss a new interview dress code? Hoodies, tracksuit, jeans and even trainers I felt old (26!) and overdressed
We took DS to Plymouth hoe to see fireworks and the huge bonfire. Guy Fawkes looked like a Santa ontop of the fire being burnt!!! It was a really nice night.Debt at LBM £19700 :eek:
Arrears £4800
:j married 14/08/2010 :j
Date wife can move to live with me 28/02/2011 (date she can leave work for good) :beer:0 -
oooooooooh I love purple what a great start for the wedding, it's good to see the progress on your finances in your sig.
I know what you mean about the interview dress codes, I wonder if it's people not really wanting a job but must show willling (Prob through the job centre, to carry on getting benefits) I would never dream of going to any interview dressed like that. Make sure you keep us updated with it.Married 1st October 2015:heartpuls
1st Baby due June 2016 :happylove0 -
well done - it sounds like you are doing really well in your efforts for an mse wedding!
Hope you get a job soon tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards