Hold on tight! It's going to be a bumpy ride!!!

slummymummyof3

I did my NHS funded degree from 2001-2004 (so not really that long ago - although I do appreciate that change happens.)

Everyone had their course fees funded (including us wrinklies who had previously studied!!!)

Try taking a look at:
http://www.direct.gov.uk/en/EducationAndLearning/UniversityAndHigherEducation/StudentFinance/Applyingforthefirsttime/DG_171537

Moneytroubles_2

Thanks for the link

Happytobedebtfree I could get a light bulb and smash it over his head, and he still wouldn't see sense, he's so dramatic its ridiculus, a couple of days ago he was supportive and now hes being a idiot. He doesn't realise how much he upsets me sometimes, best thing is half these bloody loans are his anyway

Happytogetdebtfree

i wish i knew what to say love, you will be ok, maybe he thinks your making a mountain out of a mole hill, half loans are his, are they in his name or joint names ? if you want him to wake up let him take responsibility of the loans if they are in his name he will have to learn to budget then its hard thats all, chin uo xxxx

Moneytroubles_2

Yeah A&L is his, Virgin cc, Lloyds o/d, halifax is joint and very is in my name but all his debts!

Think i'm just stressing cos everything seems uncertain, I rang student loan company earlier and their system was down so they advised me to call back tommorow, i just hate not knowing whats happening!

Moneytroubles_2

Got a day off tommorow and a fair bit to do, so thought I would make a list!

• Complete council tax form
• Complete hardship loan form
• Complete CRB and find relevant I.D
• Complete GSCC form
• Go to nationwide and transfer £15 from ISA into overdraft
• Phone o2, to find out why bills have been so high!
• Pay Gas and Electric
• Don't use my mobile for one whole day :eek:
• [STRIKE]Phone Student Finance and Query Loan[/STRIKE]
• [STRIKE]Phone Bridal shop and arrange collection of wedding dress [/STRIKE]

will update when these things have been done

Happytogetdebtfree

Well why not just deal with the debts in your name only let him worry about paying stuff for awhile will that help your money situation. He might be classing his debts as his own and wondering why u are worried? I don't know men are strange creatures at times lol x

Moneytroubles_2

Morning happytogetdebtfree, thanks for the post!

I've started filling in my council tax form and its so confusing, as it asks for income information, and all my information shows me earning a good (ish) income, but I'm wanting to base it on now (as my income will change) so not sure how to fill it in - tried phoning them but it was engaged.

Also rang bridal shop this morning and left a voicemail asking if its okay for someone to go and collect my wedding dress at the weekend, it cost £800 new, and its never been worn so hoping to get some money back on it

will keep you posted. X

september09

Ello ello ello

Lovely new diary. Have diary envy again...(ponders whether I should start ANOTHER new one!! :rotfl:)

Hope everything goes ok today for you. Its a bummer when ppl aren't supportive.

I once tried for C-Tax benefit.. Nada! :mad: Even though we soo struggle.

Good one on the list for not using the mobile. Have to try this one!

x

Happytogetdebtfree

Morning, I was just thinking can you not ring the places you have debts with to see if u can make a reduced payment while you are in uni and can get sorted. Also you can apply for a student bank account or so fourth and that should be a 0% overdraft you could then tranfer a debt balance on to that close the debt account and have some excess to clear the overdrft and help alittle with cost if living? X

Moneytroubles_2

[STRIKE]Complete council tax form [/STRIKE] rang the council office to query what to put in income and they are sending a new form out for OH to fill in.
[STRIKE]Complete hardship loan form [/STRIKE]
[STRIKE]Complete CRB and find relevant I.D [/STRIKE] Although rushed it and realised I filled in a space I shouldn't have - Doh! so will have to get another one from uni tommorow!
Complete GSCC form
Go to nationwide and transfer £15 from ISA into overdraft
[STRIKE]Phone o2, to find out why bills have been so high! [/STRIKE] pfft apparently we occured 116 pound charges for text messages! currently on a phone ban now!
Pay Gas and Electric - myself and OH arguing over whether its due or not today. (Even though it def is)
[STRIKE]Don't use my mobile for one whole day :eek: [/STRIKE] I did it and it was easier than I thought!! Same again tommorow?
[STRIKE]
Phone Student Finance and Query Loan
Phone Bridal shop and arrange collection of wedding dress
[/STRIKE]