PPI claim against Welcome Underwriters

di3004

robbiewilliams wrote: »

The loan in question is from 2000 and Welcome cannot send me any documentation on it. I know it's a bit of a long shot anyway. I might try ringing them again

Drat!!:mad:
How annoying!

Well hope they will let you know when you ring then Robbie, you do have the right to know, good luck and post up and let us know how you get on.;)

marshallka

robbiewilliams wrote: »

The loan in question is from 2000 and Welcome cannot send me any documentation on it. I know it's a bit of a long shot anyway. I might try ringing them again

Robbie, is the time you redeemed the loan 2000 or took the loan out??

robbiewilliams

Hi I took loan out in 2000. I do have a tiny bit of hope because my Black Horse one from 2001 they have agreed to pay out on but that was without FOS intervention.

di3004

robbiewilliams wrote: »

Hi I took loan out in 2000. I do have a tiny bit of hope because my Black Horse one from 2001 they have agreed to pay out on but that was without FOS intervention.

Robbie, have you also tried posting or checking out the CAG thread as well, there are many throughout the years who have taken out loans in 2000 with Welcome, and they should be able to give you details on who the underwriter/insurer was at that time.

I think that is where I have read things like this over there, or PCF, one of them.;)

"If" I see anything I will post up. X

di3004

Found this over at CAG, sure they won't mind me posting this.;)

Re: Welcome Finance Loan "Agreement" Sent...
Did They Give A Reason Ref Underwriting Sheets
I Know The Answer

Its Called Welcome Elite Brokers But What Reason Did They Give You

Aviva Is The Last In The Unholy Trinity
Welcome
Direct Group
Norwich Union/aviva

Found on this thread here:
http://www.consumeractiongroup.co.uk/forum/welcome-finance/213165-welcome-finance-loan-agreement-2.html

Not sure if your a member or not.

di3004

Not sure if this is anything to do with them Robbie here:

http://www.wfs.co.uk/loans/protection.html

robbiewilliams

Thanks Di, I will take a look. Rang Welcome again today, they do not seem to have a clue! Apparently the underwriter for car finance is different to their normal loan.
Shamrock - was yours a car loan or normal?

marshallka

Robbie got it from here
Move down to Cattles at number 19 and its all there in black and white

http://www.competition-commission.org.uk/rep_pub/reports/2009/fulltext/542_2_7.pdf


Welcome Financial Services Limited (Welcome) is the main trading entity within the group. Welcome includes the brands Welcome Finance (unsecured and secured personal loans), Shopacheck (home credit) and Welcome Car Finance (direct distribution arm for used car sales linked to car finance sales) and, until the end of 2007, Welcome Mortgages (secured credit brokerage).



20. Welcome distributes PLPPI, secured loan PPI and motor finance PPI, all of which are underwritten by Norwich Union. Claims are handled by a third party, Direct Group, which is contracted by Norwich Union to provide the service.

di3004

Brilliant Find Marshallka.:T:T:T
I'm sure Robbie will be overjoyed with this result.:beer:

marshallka

di3004 wrote: »

Brilliant Find Marshallka.:T:T:T
I'm sure Robbie will be overjoyed with this result.:beer:

Going to post it on my online resources too as it tells a lot of underwriters.

I can sleep now. I know how much this has done robbies head in.