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  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    elfen wrote: »
    cash convertors or cex to see how much they'll give you 2nd hand, and it means you'll have an account with the one you use which you can use again if you need to

    That's where I've been bouncing my stuff back and forth to.....they are reasonable and got me out a hole this year.
    Love Sassers
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    Hello lossed,
    Well done for coming here.

    You absolutely do not need the life insurance
    Cancel now.

    Sky! what is wrong with freeview. It says what is does on the tin - free!!


    Good Luck
    There will be no Brexit dividend for Britain.
  • lossed
    lossed Posts: 106 Forumite
    gfplux wrote: »
    Hello lossed,
    Well done for coming here.

    You absolutely do not need the life insurance
    Cancel now.

    Sky! what is wrong with freeview. It says what is does on the tin - free!!


    Good Luck

    Life insurance - i need it to bury us with

    Thankyou
    Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
  • WASHER
    WASHER Posts: 1,347 Forumite
    In my opinion Life insurance is very important and musn't be cancelled, its there to financially support the other partner after the death of their loved one, losing there salary can make things very difficult and having life insurance as long as it is a reasonable monthly amount can make a huge difference.

    It is vital if you have a mortgage, children or even rent to pay (could you afford to pay for everything yourself if you lost your partner?)
  • lossed
    lossed Posts: 106 Forumite
    For lots and lots of years we had no life insurance and it was a constant worry, as to how we or are family would bury us.

    I have decided to put a claim in to get back my loan protection money. I will post my progress

    Thankyou
    Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
  • WASHER
    WASHER Posts: 1,347 Forumite
    Is it life insurance you have or one of the those things of the TV, funeral plan things? Cause you could end up paying more in than you receive.

    Life insurance is far better in my opinion.

    Note my post above your last one, we both posted at the same time.
  • lossed
    lossed Posts: 106 Forumite
    I feel more at rest with life insurance, i totaly agree with you washer. I have explained in previous posts. DH and I do not go out, we do not drink or smoke, at £10 a week for entertainment for both of us, I feel its justified. My problem is more over spending and wasting money. Now that I have all the support of all you fabulous people and other useful threads, i am sure i can adress this problem.

    gfplux, I am gratefull for your comments and support and if my underspending and not wasting money does not give me enough surplus to pay everything with, sky will be going a journey.

    Thankyou
    Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
  • lossed
    lossed Posts: 106 Forumite
    It is life insurance that i have, its with scottish widows through LTSB my bank. Its £33 per month thats is a joint plan for both of us.

    Thankyou
    Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
  • WASHER
    WASHER Posts: 1,347 Forumite
    That does seems a little expensive, but it depends on your ages, how much your insurance for etc, my oh and I have life insurance, £140,000 first death for £23.00 per month and we are in our early forties.

    Try a comparison site for quotes, and then Quidco.com.
  • lossed
    lossed Posts: 106 Forumite
    I am 52 and my husband is 60, not sure how much it is for, i would need to get out the paperwork

    Thankyou
    Back tracked and taking the other fork in the road, it has to lead to a better place than the other one did
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