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Hypno's "no more boom or bust" diary

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ooh, my new venture is going to be a success :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,678 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds like it Hypno!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Oh if only life were that simple, hey!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    Half term......what's that then :confused: It's just another working week :rolleyes:

    A thought re the holiday lets - I could do residential MSE courses......teaching people snowballs, scratchcards and free b!ngo..... with a bit of budget planning and SOA-making. I could do a "how to use a slowcooker" weekend......."how to feed your family for a week on a fiver" courses......:think:

    Whaddya reckon :confused:
    Genuinely I think a lot of people would pay good money for that - the question is - would it break your heart to take it :o?

    You would have to get your head round that before you did it. But I could have saved myself thousands of pounds of debt - probably close to your original debt if you count what we hid in the mortgage - if we had learned these lessons in our early 20s....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    in which case, I could offer residential courses for school parties - teach 'em young before they are in need of their first student loan and graduate overdraft :cool: they can then do canoing and sailing on the broad nearby......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06 wrote: »
    Half term......what's that then :confused: It's just another working week :rolleyes:

    A thought re the holiday lets - I could do residential MSE courses......teaching people snowballs, scratchcards and free b!ngo..... with a bit of budget planning and SOA-making. I could do a "how to use a slowcooker" weekend......."how to feed your family for a week on a fiver" courses......:think:

    Whaddya reckon :confused:

    That's not a bad idea...put it to Martin to see what he would think.:D


    Signs Mr.B up for most of courses...i will pass on the bingo, but would have a go on the MBing:D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Hypno's just desperate for Pickle to move into one of those, aren't you, Hypno?

    I'm an excellent ironer. But I don't do socks or underwear: life is, quite frankly, too short.

    Just send me the address and I'll pop down in a week or so once I've packed the essentials...;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have reaonsably mastered gambling loopholes involving bingo and casinos but matched betting just seems beyond me.... How long would it take for the course to pay for itself lol
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Put me down for the matched betting residential course Hypno :D
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    It would have paid for itself by the time you left to go home SH.........:D

    I'm teaching for Adult Ed today - not matched betting, I hasten to add! So that will be most of my day taken up. Then an evening of X factor will be very welcome.

    Of course first things first, scratches, banking, and I have a survey or two in my inbox that I can attempt......oh, and one or two coffees.

    Have a good day everyone - remember, an extra hour's sleep tonight :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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