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Hypno's "no more boom or bust" diary

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Have just been on the council's website and it should be a saving of £324 a year, or £32 a month :D

    Result!!!!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :j Woo Hoo Hypno!!

    Did you have to have some kind of inspection/valuation as part of the re-banding?

    I'm still trying to get my parents to try and get theirs re-banded. They live in a terraced house (in a row of ~15) and all but 3 in the row are on a lower banding. All the terrace are identical/mirror images with a few having small cellars too - though not my parents or the other higher banded houses! They wont do it as they don't want anyone coming round and looking round everywhere... It would be quite a bit of money I think as they've lived there since the 80s so the refund would be right from the early 90s when council tax came in I think. :wall: Looking at the valuation dates 1 house in the row had a date of ~5 yrs ago instead of whatever year (1993?) the others had (and are on the lower band) so its possible they appealed and were successful.

    Council tax banding is actually what prompted me to 1st come to MSE - Martin had been talking about it on GMTV! Sadly it would appear my C band is normal for a 1 bed flat in my area... :cry:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    No one came to visit - thank goodness, it would have involved a panic tidy!!

    I just did my homework by checking houses like ours on our estate on the VOA website - quite easy to spot ones like ours because it is a modern estate, plus they were built in 1991 so easy to work out the value at the relevant point in time because we know the people who bought it from new :D

    Then I wrote one letter outlining my case, and got a letter by return saying they would look into it and get back to us within 2 months. Then today, the letter came saying we have been rebanded, and it applies back to April 1st 1993, so will cover all the time we have been here, and for the people who owned it before us too :D

    No hassle, no phone calls, no arguing, no fighting, no stress, and no need to tidy up.........makes a change :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hypno, what a fantastic result! Thats oodles of money over six years. Just shows, sending off a couple of letters, and away you go!
    2023: the year I get to buy a car
  • scrooge2008
    scrooge2008 Posts: 1,382 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well done, that is a fantastic result :T:T.

    I went through the process, but they decided we were in the correct band :mad:. Still it only takes a few minutes so well worth having a go.
    I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
  • Which website is it?
    :beer: Debt Free since July 2011 and it feels good! :beer:

    Now it's all about finding a deposit for a house!

    How do you amass £70k in a year?! :eek:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That's fantastic news...what a result.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Which website is it?

    Head up to the "reclaim £000's" red tab at the top of the boards - all the info, links etc are there. Def do your homework first, and get together as much info as you can before you right -that way, they have less chance of sending back a "sorry, no" letter.

    Am trying to do flylady, cook a curry, keep an eye on free bingo......having some success, but am all over the place :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news for you :)
    You should get about £1000.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hypno06 wrote: »
    ....having some success, but am all over the place :rotfl:...

    :rotfl: me too!
    2023: the year I get to buy a car
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