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Hypno's "no more boom or bust" diary

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  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    By eck as like! What a scattered lot we are, and yet the wonders of the Internet mean we can talk to each other in nearly real time......
    One life - your life - live it!
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    north west for me -and it is cold today!

    Really well done urg on getting £50!

    hypno - hope your family do well in the sking!

    Shaun really well done on the sale!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    True southener reporting for duty, 100m from the south coast here ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    shaun40400 wrote: »
    HM DUBLIN ACCENTS....like
    malahide or dublin 4,,,so awfully posh here daaaarrrrling,,,,,very english!!
    or do you mean the real accents,,,,like clondalkin or fingals or sheriff street :rotfl::rotfl::rotfl:


    i brought 24 mixed eastern Europeans,over to Ireland 9yrs ago,,,most of them studied English at university,,PHD'S masters,,,,eth

    after 24 hrs we had a meeting in their house to sort out any problems they had,,,
    so armed with the relevant information ,,taxes,workers rights,gas and electric,eth

    what was the first point that was raised,,,

    what language do they speak in ireland,,,,,as we cant understand anyone,,,,,
    :rotfl::rotfl:

    Lol! No, that's a problem a lot of non-native English speakers have with the language: there are a huge number of accents over a small geographical area. They learn standard English at uni (often to a very high standard), but the colloquialisms and vast range of differences in expression and accent are a puzzler to a lot of non-native speakers at first.

    As for Dublin 4, how do they survive in the rest of the country when they leave their 'roondaboots' behind?!
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • ZTD wrote: »
    Twin Powers? Like Austin and Allegro?


    Possibly!

    Best to Search the Tubes of the interweb... and search Family Guy, Wonder twins and that usually brings it up! :j
    :beer: Debt Free since July 2011 and it feels good! :beer:

    Now it's all about finding a deposit for a house!

    How do you amass £70k in a year?! :eek:
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    As for Dublin 4, how do they survive in the rest of the country when they leave their 'roondaboots' behind?!

    i wouldn't know!!!:rolleyes:
    we can only see up their noses:rotfl::rotfl::rotfl:
    they dont mix with the peasants:o
    except to travel too RTE,the airporrrrrrrrrt and the theatre darrrrrrling,,,,
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    shaun40400 wrote: »
    i wouldn't know!!!:rolleyes:
    we can only see up their noses:rotfl::rotfl::rotfl:
    they dont mix with the peasants:o
    except to travel too RTE,the airporrrrrrrrrt and the theatre darrrrrrling,,,,

    Jayzus...I wonder how the culchies manage! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • EssexHebridean
    EssexHebridean Posts: 24,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    East Anglian here - Londoner by birth.

    If we get people on the phone at work with strong Scots accents they tend to get passed to me as I can understand them - the geordie accept however I find totally incomprehensible! :rotfl:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    East Anglian here - Londoner by birth.

    If we get people on the phone at work with strong Scots accents they tend to get passed to me as I can understand them - the geordie accept however I find totally incomprehensible! :rotfl:

    Very strong Glaswegian (particularly after the consumption of alcohol) seems to be the only accent I don't understand in any of the languages I speak. Don't ask me why. We had a lovely over-the-road neighbour who I did not understand in the slightest for about six months after he moved in. He would come over and I just had to nod in what I felt were the right places so that I didn't have to admit he was incomprehensible to me. Oh, the shame! :o
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Good luck to the Hypnos.
    Well done urg.
    It's def cold in the north west at the minute..even more so as I need a new circuit board in my bolier.
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