Hypno's "no more boom or bust" diary

Surfbabe

Happy Boxing Day everyone - hope you all had a good christmas. All quite in the Surfing household - but had a lovely day. DD has gone to see her BF today but will be back for tea and everyone else is waiting for Hamlet to come on TV. It seems to be David Tennants Christmas this year !!!

Have good best friend and family coming tomorrow which will be great. there daughter is my goddaughter and is a doctor and this is the first Christmas she has had off in about 8 years.

Anyway sorry to hear about the car Hypno - hope it gets sorted. i need to book mine in for a service.

Have a great rest of the holiday

hypno06

Have just logged onto my Egg account.......remember, I owe them nothing, and have not owed anything for yonks.......I do have 3 savings accounts though, that I am using for debt pots/PAD accounts etc.

So.......I sent two payments of MSE-produced money last week to my savings accounts, both have been taken out of the corresponding current accounts on 23rd December, but neither has appeared on my egg savings account.

So......I thought I would send them a nice message today saying "Oy, where's my money".....

And this is the message I get:

"Important message

We're unable to answer your messages online as your account is now being handled by our Collections Department.

If you need assistance or have any questions about your account, you should contact the Collections Department directly on 08456 000 296. Their office hours are Monday to Friday, 8am to 9pm, Saturday and Sunday, 9am to 4pm."

okayyyyyyy.........

EssexHebridean

Limp home mode is annoying in one way, but an absolute godsend in others! Hopefully the problem will be easily fixed though and not too pricey.

Glad the day yesterday went well too - we had a lovely day too. I always like Christmas I must admit.

beanielou

The joys of bleeping Egg:rolleyes:

hypno06

Well, we are grateful that it did, indeed, manage to limp home........it would have been a long walk otherwise.......no buses at all today...!

It will cost whatever it costs, sadly - we only have the one car and cannot be without it.

Again, it is one of the things that I think thank goodness we are not in so much financial crap as we used to be......I can handle the car going wrong now, whereas a couple of years ago it was nigh on impossible to find the money to fix it.

One thing I forgot to mention - my Nana came to stay for Christmas, and as OH brought her here (limping home again) she kept going on and on and on about how my Uncles are finding finances difficult....poor them, etc (both been BR in the past, not many lessons learned from it either). OH finally flipped and told her the full extent of our finances over the last few years :eek: Basically I think she thought "it's alright for you, you have a nice house and a decent salary, and send your kids round the world blah blah blah" - because we have never said anything to her about our debt......no need to worry her, she is 86 and doesn't need to be concerned over it. She wasn't being malicious or anything, just a mother who thinks the sun shines out of her inadequate sons' backsides.....Anyway - once OH started, he didn't stop.....and of course last night nana didn't sleep for worrying about us :rolleyes:

So, I had to tell her this morning that we are fine, that she doesn't need to withdraw her life savings to help us out etc, but that we believe in working hard to pay our debts and live where we do etc.

OH said that he did wonder whether he should have said what he did, but by that time it was too late :rolleyes:

Gah!!!!!

hypno06

beanielou wrote: »

The joys of bleeping Egg:rolleyes:

They are doing my bleeping bleepity bleep bleep head in, I tell you.

This may be the final straw when I don't even have my savings accounts with them.....no matter how good the rates are, I just can't be doing with their inability to get things right.

I have never had such a catalogue of crapness from any other financial institution as I have had from Egg.

:mad:

hypno06

Turkey Sandwich, anyone

Plenty to go round.....

se999

hypno06 wrote: »

Well, we are grateful that it did, indeed, manage to limp home........it would have been a long walk otherwise.......no buses at all today...!

It will cost whatever it costs, sadly - we only have the one car and cannot be without it.

Again, it is one of the things that I think thank goodness we are not in so much financial crap as we used to be......I can handle the car going wrong now, whereas a couple of years ago it was nigh on impossible to find the money to fix it.

One thing I forgot to mention - my Nana came to stay for Christmas, and as OH brought her here (limping home again) she kept going on and on and on about how my Uncles are finding finances difficult....poor them, etc (both been BR in the past, not many lessons learned from it either). OH finally flipped and told her the full extent of our finances over the last few years :eek: Basically I think she thought "it's alright for you, you have a nice house and a decent salary, and send your kids round the world blah blah blah" - because we have never said anything to her about our debt......no need to worry her, she is 86 and doesn't need to be concerned over it. She wasn't being malicious or anything, just a mother who thinks the sun shines out of her inadequate sons' backsides.....Anyway - once OH started, he didn't stop.....and of course last night nana didn't sleep for worrying about us :rolleyes:

So, I had to tell her this morning that we are fine, that she doesn't need to withdraw her life savings to help us out etc, but that we believe in working hard to pay our debts and live where we do etc.

OH said that he did wonder whether he should have said what he did, but by that time it was too late :rolleyes:

Gah!!!!!

We've had to go the truth route, but that was because the bias was far too much one way on lots of occasions, you have to balance what you can live with in these situations, what made us have to decide a change in attitude was when the children saw the differences in treatment between them and other grandchildren.
Hope you can find what you're happy with, it's very difficult with family politics at times.

hypno06

Oh, I am more than happy with the way we do things.......am very proud of what we have, as a family, achieved. And I wouldn't change the way we have done things - the kids don't seem too dysfunctional as a result, and OH and I are not yet headed for the divorce courts or the lunatic asylum, so a happy balance has been maintained so far.

I just wouldn't have told Nana......there was never any need to worry her, and although I know she has money in the bank, of which some will come to me eventually, it is HER money, and I have made no secret of the fact in the past that I think she should hold onto it in case she needs it or in case she simply wants to spend it herself. If there is nothing left for me when she pops off, but she has had a good life, then that suits me just nicely. If she gives it to me then can't afford herself to have a much longed for holiday, then that is no good to me. It's not my money, I haven't earned it, and I won't miss it if I don't ever get it.

*sigh*

se999

Pleased to hear things are Ok. It really is the luck of the draw, you can chose your friends, but not your relatives.

We're a happy family too, just we had to draw the lines at times for the sake of the children