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Hypno's "no more boom or bust" diary

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done to all the BB winners today. I got the £10 bonus on one account but not the other (LOL). Didn't win on either boohoo!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • llamahead
    llamahead Posts: 324 Forumite
    Part of the Furniture Combo Breaker
    Love the new avatar Hypno!
    Mortgage = $277,000/$440,000 Started 29/06/10
    Sealed Pot 2012 = $910
    Sealed Pot 2013 = $790.80
    Sealed Pot 2014 = 543.50
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £1.50 won this morning on BB and the other games will be played this afternoon, so hopefully something will be won there.

    I have withdrawn my £1.50 to resist temptation though :D
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well done FF - I can't play yet because I am waiting for 24 hours for withdrawal from yesterday!

    GL for this afternoon!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Scratches done - just 10p today......taking the scenic route to the next payout, I reckon! £11 received in the bank as profit from a casino reload, so that has gone to the ski pot......I have the invoice for the winter season to deal with today, so I will be taking that to work and working out how much I still have to find - and to do the old back-of-the-envelope thing to try and sort it.......:rolleyes:

    I also need to request a withdrawal of the money I have saved for my own ski trip to make sure I have enough there to cover things.

    OH got paid yesterday, which was good as it marked the end of the first full month of the "housekeeping" system - it worked well, with £21 still in the bank at the end of the month, and all that after paying for a new exhaust for OH bike, 3 new tyres for the car, and 6 months car tax.....so I think it can be declared as a success and certainly a system that we will continue to adopt for the time being.

    Hope you all have a good day - it's Friday :j
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • scrooge2008
    scrooge2008 Posts: 1,393 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning,

    Well done on squeezing all those car expenses out of the housekeeping budget :T.
    I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
  • lucielle
    lucielle Posts: 11,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you all have a good day, any !!!!!! today?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I've not got the papers yet, but will certainly be having a good old look through, lucielle - I will post up anything of interest.......

    Might even have a bacon buttie too - can't remember the last time I did that.....I think the BB winnings can run to it.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Steady now!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hurray for bacon butties - I've been veggie for more than 20 years now, and I *still* miss them!
    2023: the year I get to buy a car
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