Hypno's "no more boom or bust" diary

hypno06

Sea!! Lovely to see you - I was just thinking of you the other day and hoping you are ok.......let me know how you are getting on!

Yes, the unsecured is on its way out.....if I didn't keep spending on fancy trips for the children, it would be gone by now......but still hoping it will be gone by Easter.

shaun40400

morning mrs,,
sorry for the high jack thought i was on my page,,,,,,my brain cell aint working to well this morning:o:o

that was one dirty night!!

the weather:o that is!!!!!

going to bump this bit
travlelodge sale starts 26th November @ 6am
£9 rooms for 21st march to 6th June

hope alls well

hi all
bit wet:rolleyes::rolleyes:
think my arm has returned to normal after the pig jab:rolleyes:

christmas shoping pt 1 is done,,three prescents to get.... mil....will get jewellery ,,,oh will use her accumilated bonus so that will cost us nowt:j
es needs his main toy but hes not picked it yet:rolleyes::rolleyes:
ees want zip up hoodies,,,but cant get his size anywhere:mad:

part two,,,,stocking fillers ,,,is being done in drib and drabs as we fined pieces really just the 4 kids left
so far we have for the adults,,,,3 fleezy throws,,,knitted slippers,,and sock,,,,buckets of gold coins,,chocolate bars,,,candles,,€26 in the debenhams sale + extra 10% off as card holder
part three is food
once we know whos coming and when we can organize that,,,,this year we are going for quality rather than quantity ....ie normally we get loads of cheap chocolate and treats and food from lidles..and nothing wrong with that either:cool:
budget will be €80 for the extras,,,,
budget for presents was €420,,,so far ......€297
so looking good:D
of cause the hard bit is finishing off !!!,,,as thats where the budget get blown to bits if your not careful:o:o

s xx

macgirl

hypno06 wrote: »

w......but still hoping it will be gone by Easter.

Easter?! Blimey - I need to pull my finger out - it's not like I've got squillions to pay off - I'm only small fry! :rotfl:

turfy6

Hi hypnno, just catching up on your thread, hope youre feeling much better this morning and not so tired. Well done on the sig too, brilliant work, you keep us all motivated :T

lucielle

Hope you have a good day and looking forwward to some !!!!!! (of the property variety)
L

hypno06

TFI Friday.......payday came early - it is not due until Monday, but when I logged into online banking it was there already, so that was nice to be greeted with. £5 on BB this morning for OH and scratches gave me 50p which makes a welcome change from the more usual 10ps.

Busy day ahead, but I want to try and do my number crunching for the next month at lunchtime if I can.....the weekly housekeeping thing has worked, and I ended up with a small credit balance at the end of the month, so that is going to continue for the time being. Today, though, I have got the car tax - only 6 months because I am fed up of it being due near Christmas......so will do 12 months next time it comes up in May and hopefully that will help things next year.

Karmacat

Morning - thats a good idea to get the car tax on a different schedule, horrible to have it near Christmas. Hypno, your unsecured debt was at £21k or so a week ago, wasn't it? And you put the council tax refund to the Hypnettes skiing.... I've missed something...........

And in other news......... Hello Sea! How you doing?

hypno06

No, total debt is 21k, of which unsecured is £11k ish.....the rest being the secured loan which is running alongside the mortgage.

So I've not suddenly found £10k to clear debt with - I wish!!

The council tax refund went to the kids skiing, yup, and the good thing is that the Norway part of the whole exercise is now covered, due to the council tax refund, free bingo stuff, and careful budgeting in November.....

So I just (lol) have to find the money for DS to go to France, which I need to pay before the end of the year.......

Karmacat

Thanks Hypno - I can see it now, I wasn't looking at the placement of that colon! Dratted colons :rotfl:

Verbatim

hope your shoulder is better now Hypno or are you still on the Ibuprofen?

I hope you find a cheap reliable replacement car mudbath!! quite a shock for your OH though.