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Hypno's "no more boom or bust" diary

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  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Hypno....DH was bought home by a very nice AA man. We're now going to see if we can get another 0% credit card...yes, I know I said I'd never get another one. Needs must I guess. The new plan is to save what we can between now and January and then try and get a car - the AA man said that's a good time to buy. We'll put the rest on an interest free card and I'll work my socks off to get it paid off ASAP.

    On a positive note - my dad remembered he'd not given me sponsor money for the children. It was a tenner and I'd already paid it for him so that's mine! I sold £30 of vouchers and booked in a last minute client today. Think I need to push vouchers for some instant money (though I don't like it when they book in and I don't get any money! Lol).

    ETA - Taxi - we'll get about £400 back on insurance - very luxurious car!!! It's a start though.

    Now to find some get up and go and go and do something other than playing around on here xx
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Worked for me:D:rotfl:

    Guess I'll have to haunt threads and post tosh then:rotfl::rotfl::rotfl:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thanks for letting me know I'd won this morning Hypno - I missed it :eek: Money now deposited and £25 withdrawn :D

    Glad to have been of assistance :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Mudbath..hope you can sort it all out soon.
  • savingholmes
    savingholmes Posts: 29,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Mudbath - sorry to hear about your car!

    Hypno really hope your aches and pains ease soon

    Won another £5 on BB Woohoo. I successfuly have account for me and OH
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    edited 19 November 2009 at 8:49PM
    Just seen your !!!!!! house :rotfl:it's amazing, makes me want to move house!

    Sorry your BB has come to an end, hope you get over the grieving process. One question, if I withdraw everytime I win will they think I'm a bonus blagger and shut me down :(
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    IMD, I successfully withdrew every time I won and I saw out the full 30 days without being closed down........so you should be ok, but obviously the KJP saga just prompts me to say caveat emptor!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Wish they'd just credit my cashmatch -their online support are not the most communicative -keep saying "soon" Grrrrrr
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • hypno06 wrote: »
    IMD, I successfully withdrew every time I won and I saw out the full 30 days without being closed down........so you should be ok, but obviously the KJP saga just prompts me to say caveat emptor!!

    Sorry your BB has come to an end, I find it funny that sometimes I will see someone win, and think 'oh goody, xxx has won' when actually I have no idea who everybody is.
    I use a separate account for bingo, so at the moment there is more in than when I started, so its all free money. I sometimes feel a bit odd putting money in just to withdraw so sometimes play it through, like this morning I shared £2 with 2 other people so played 3 cards and put the 7p on the penny game! Then won £3 with it anyway.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I won £5 on that penny game, gilliansyle :D Well, OH did - I obviously don't play any more :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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