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Hypno's "no more boom or bust" diary

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  • hypno06 wrote: »
    That is a b*g*er re the cards/bank account, but thank goodness you spotted it quickly, and managed to get it sorted.

    I bet it was fab at the Brandenburg gate this week - my b-i-l and (now) s-i-l were inter-railing 20 years ago when it all happened and have some souvenir rubble and some very iconic photos that they took at the time.

    So was I, it's a small world. I have got my piece of the wall, with all the multi colours on it, in my bathroom, and great photographs, it was an amazing time.

    Loved inter-railing, does it still go on?
    I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
  • Good morning all -wonderful news about your skiiers Hypno, I have no doubt you'll get the money together and it will be interesting and motivating to see you do it.

    It was pay day today (yay for fortnightly pay) so have managed to boost my savings, still waiting for tax rebate (grr) and expenses of $400 which should have been paid weeks ago (grrrr). Still, will be nice when it turns up.

    I love the way you have 'borrowed' from your Dad's money - I think thats a great way of looking at it and life is all about balance, well done on finding yours.

    Hope you all sleep well, see you when you wake up!

    x
    Mortgage = $277,000/$440,000 Started 29/06/10
    Sealed Pot 2012 = $910
    Sealed Pot 2013 = $790.80
    Sealed Pot 2014 = 543.50
  • ps why are you all still up? whats the time over there? Its 10 to 8 in the morning here.
    Mortgage = $277,000/$440,000 Started 29/06/10
    Sealed Pot 2012 = $910
    Sealed Pot 2013 = $790.80
    Sealed Pot 2014 = 543.50
  • 10.24 pm night, night.
    I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
  • ooh - worked that out wrong then! I think your clocks have changed.

    Night night - sleep tight - I'm off shopping.
    Mortgage = $277,000/$440,000 Started 29/06/10
    Sealed Pot 2012 = $910
    Sealed Pot 2013 = $790.80
    Sealed Pot 2014 = 543.50
  • just popping in to say ta for the tip...won 20 today although cocked it up as somehow managed to play an even ammt yest so had to replenish accoun to make the 5 - was 2p off!! So in theory 10 up...sorry to hear that you havent seen/heard much of pania...hope she comes back when the time is right...great news re the skiing!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno - good luck with finding the £5K I would want to crawl back under the bed covers and hide I think!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hypno - good luck with finding the £5K I would want to crawl back under the bed covers and hide I think!

    Ah yes, but Hypno would do it for a fee as a living art exhibit :D

    Well done to the Hypnettes, superb :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • scrooge2008
    scrooge2008 Posts: 1,382 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    gallygirl wrote: »
    Ah yes, but Hypno would do it for a fee as a living art exhibit :D

    Well done to the Hypnettes, superb :T

    :rotfl:Yes, or a bed in for peace along the John Lennon and Yoko lines, sponsored by OK magazine.

    I'd join in that challenge .
    I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I could certainly do the "unmade bed" thing, gallygirl!!

    Nothing on bingo this morning, although other MSE'rs are doing well there so I won't complain!

    ISOM, I had a couple of texts from Pania this week - she is fine and we will catch up properly in due course.

    Still got problems with the laptop, although hoping that it is fixed today. I can't be doing with having to share :rolleyes:

    Have a good day everyone - I will do my banking when I get to work.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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