Starting out my journey !!! Altho its a small start

staceydaisy

updated sig feel quite sick never had a CC statement this high before.................................

SmlSave

Ah hun, how horrible (hug)

staceydaisy

Hi Guys

had my letter from my mortgage company to confirm now on SVR rate.

Now will definetley have a overpayment of 45 pers month no matter what as I am putting £500.00 away every month to cover mortgage and OP.

CC I am ebaying like mad will slowly chip away at this. Also have my OH on board now as I have discussed with him that the CC needs to go. If we continue we will be in debt so having OH on board is a good thing.

Will update next thurs/fri let you know how im getting on unless we have urgent things to discuss lol xx

Baby_steps_2

Hi Stacy,

Just wanted to say well done with all your doing, thats rubbish about the TV but hopefully this one will last a bit longer:D

Well done for getting your OH on board, I have had similar problems with mine, Think he is slowly getting there as a bit of a scare about his job made him realise how important it is to be financially secure, so he is making much more effort to be sensible with money.:o

Good luck clering things, I'll be interested to see how you get on as we have very sjmilar targets for this year!!

staceydaisy

Well I just have t share this I NOW HAVE TOMS GROWINGS YEAH lol so excited first time Ive ever grown anything from seed before really chuffed.

On target for my £45 OP this month so that will def be going in.
Waiting on TCB to clear then thats £75 on CC

Oh and I won £14 cos Holland got to the final so thats a bonus.

Dont think theres anything else to share hope everybody good.

staceydaisy

Just paid £110 on CC feels quite good tho to be paying a good sized amount off.

Ordered another £10 voucher from shop and scan to go in my xmas fund so thats all good too.

Still on target to pay £45 OP on the 27th of month yah xxx

SmlSave

doing well stacey!

staceydaisy

yeah!!!!

£20 to CC
£20 to mortgage

really pleased at what managing to achieve these past couple of days lets hope I can keep it up lol x

Will update signature part of CC as soon as statement comes through

staceydaisy

My partner as been given a weeks notice at work again

Hope he gets something real sson

Just as I begin to get bk on track hey

bevan840

*hugs* I hope he finds something quick