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Starting out my journey !!! Altho its a small start

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Comments

  • staceydaisy
    staceydaisy Posts: 564 Forumite
    The SNAILS have eaten the top of my runner bean plant I am not happy.

    The tomatoes are massive and I really need to get them in a bigger pot desperately.

    My finances should start looking up again after next weeks wage hopefully if nothing else comes along to block my way lol

    Heres to hopefully start chipping at that CC and try to reach my OP target by the end of the year

    yah feeling all enthusiactic again woop woop.
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    yah feeling all enthusiactic again woop woop

    :) woop woop :D

    Death to all snails! (and slugs)

    th_ththGardeningSmiley.gif
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • staceydaisy
    staceydaisy Posts: 564 Forumite
    SmlSave wrote: »
    :) woop woop :D

    Death to all snails! (and slugs)

    th_ththGardeningSmiley.gif

    lol love it !
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    edited 7 June 2010 at 6:54PM
    The SNAILS have eaten the top of my runner bean plant I am not happy.

    There's only one thing for it 1655.gif

    or just salt2.jpg


    :D
  • Hi - I've been reading your diary for a little while now and have only just crawled out of the MFW woodwork (I've been a little bit scared so far!)

    I'm also making small overpayments - £75 a month standing order, then rounding down my bank account as and when. My smallest overpayment so far has been 8p!

    Good luck with the garden, by the way. I've also attempted strawberries, but three plants have completely died.
    Don't worry about typing out my username - Call me COMP
    (Unless you know my real name - in which case, feel free to use that just to confuse people!)
  • staceydaisy
    staceydaisy Posts: 564 Forumite
    hi guys

    first of all stunning weather here

    Perfect for my lovely mood heres why ?

    Ive just been on the phone to my mortgage comp and as of 1st july my mortgages goes on 3.5 SVR. So heres to hoping I can get lotsa OP in whilst they remain low.

    My tom plants are massive really hoping there gonna spring me some lovely toms soon and even the runner bean plant is flowering yay!!!!

    Ive already saved £192.00 for xmas Im doing really well im really pleased with myself see everything does turn out ok in the end we have our bad moments and then theres the GOOD.

    Fingers crossed things remain good for me !!! Im really hoping to hit that OP target by xmas and try and shave some if not all of this credit card off.

    Sorry for long post!!1
  • staceydaisy
    staceydaisy Posts: 564 Forumite
    update sig 0.79p off the CC. every little helps lol

    Also ordered a £10 voucher from shop and scan so that will go in my xmas fund.

    Hoping to pay something off the CC at the end of the week and also maybe just a lil payment of the mortgage and a little to add to the savings pot. Im not fussed if each of them get £2 each it all helps.

    BAD NEWS IS - I have a samsung tv and there keeps coming upo a big shadow on the tv im gutted I have only had it 18 months and paid nearly £800 for it. When looking on forums on here apparently its a common fault.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    BAD NEWS IS - I have a samsung tv and there keeps coming upo a big shadow on the tv im gutted I have only had it 18 months and paid nearly £800 for it. When looking on forums on here apparently its a common fault.

    Aww that smiley-sign-sucks.gif and is totally :mad: We have a new Samsung TV and I wasn't aware that was a common fault *gulp* - here's keeping our fingers crossed that ours is OK.
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    AD NEWS IS - I have a samsung tv and there keeps coming upo a big shadow on the tv im gutted I have only had it 18 months and paid nearly £800 for it. When looking on forums on here apparently its a common fault.

    Hi there - take a look at http://www.consumerdirect.gov.uk/after_you_buy/making-complaint/template-letters/SGA1979/

    I bought a bosch fridge, two years later it wouldn't keep food cold :mad: turns out it was an inherent flaw with that model. It was outside of warranty period, I just quoted sale of goods act (see site above) and sent a letter based on template to retailer. Result: engineer came round (twice), fully working fridge, no cost to myself :money:. Did have to push the retailer a bit, but was worth it. Sale of goods act states a reasonable period of time for things to last (about 5-6 years) so within 18 months I think you deserve it to be fixed or replaced.
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • staceydaisy
    staceydaisy Posts: 564 Forumite
    had t buy a new telly vouldnt watch anything on tv fri at all.

    we have bought a bravia but had to put on CC (not happy) but what can we do

    Will update sig tomorrow with new CC amount.

    i SAID THING WERE BEEN TOO GOOD TO BE TRUE AT THE MO DIDNT i.
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