write off credit card debt

jamesey07

zenmaster i doubt that would happen very much infact i'd like to see you say that in 1 of the bars over here preaching about debts and see what happens :rotfl:it's funny how so many debt collectors were told to get to fk out of quite a few estates over here before and not to come back r else why r u so jealous? haha is it because you have to pick up my tab, well there's a way that u don't have to worry, don't get yourself into debt,

mickvinter, how would u say it's 6 years of living on beans and toast? r some people really that thick that they don't understand that people have MORE money from not paying there debts, some people here really need to do some research, IF YOU DON'T PAY YOUR DEBT YOU HAVE MORE MONEY TO SPEND. :T

jamesey07

ok mick enjoy that lovely feeling of pride and then think of all the intrest you will have paid what a great feeling that must be, infact i think you will be able to sit and cherish that feeling while no 1 else gives a stuff, then think of what u could of done with the 32k u could of saved and enjoyed instead of paying it back, think of the holidays that could buy, r a nice car, i reckon a BMW r something, but no u would far rather enjoy that feeling of pride, and yeah i always hear that from people like you saying people who don't pay there debts will get there comeuppance, really? well i'll look forward to that as so far i've not had any and most likely never will but if it makes u feel better thinking that just like that feeling you'll achive when u pay of your debt then all well and good

michael1983l

jamesey07 wrote: »

ok mick enjoy that lovely feeling of pride and then think of all the intrest you will have paid what a great feeling that must be, infact i think you will be able to sit and cherish that feeling while no 1 else gives a stuff, then think of what u could of done with the 32k u could of saved and enjoyed instead of paying it back, think of the holidays that could buy, r a nice car, i reckon a BMW r something, but no u would far rather enjoy that feeling of pride, and yeah i always hear that from people like you saying people who don't pay there debts will get there comeuppance, really? well i'll look forward to that as so far i've not had any and most likely never will but if it makes u feel better thinking that just like that feeling you'll achive when u pay of your debt then all well and good

:rotfl: You'll be the first to complain if a bank collapsed and took all your savings with it, well if you were the kind of person to actually have savings you would. Anyway its the way of the world honst people will always end up paying for wasters who want everything for nothing like you. Luckily I have seen enough evidence in life to understand that eventually karma will bite you on the !!!!. I think you will be happy in the short term, of course you will you think you have gained one over on us and the banks. However I think that the good old honest people that pay their way will eventually have a better life than somebody that is always looking for the easy way out like you.

It seems to be difficult to find honest hard working people these days, thats probably a testiment to the way this nation has gone in the last 2 decades.

jamesey07

mick my savings r good though up to 50k i thought wit u being on a moneysaving site that you'd know that, so if a bank went bust i still really wouldn't care, ok now onto karma and honesty, do you drive? if you do do you ever break the speed limit by even a few mph now and again? do you go to the police if you do and say "hi mr officer i broke the speed limit by 3 mph on this road? i'm so sorry mr officer" if you don't go to the police is that not being dishonest? does karma only work for things you want it to work with which U don't like? r r u being 2 faced and blinkered by honesty, do you tell lies? even white lies? well if you do then karma is gonna get you, see where i'm coming from, karma doesn't just work for things you don't like, so if you believe in karma so much then every time you do something wrong from now on then karma is gonna get ya :rotfl: tbh i feel 99.9% satisfed with not paying a penny back, infact i'd go as far to say as the banks have brought there own karma on themseleves with all the people like me in not paying them back

never-in-doubt

michael1983l wrote: »

It seems to be difficult to find honest hard working people these days, thats probably a testiment to the way this nation has gone in the last 2 decades.

And you know about the last 2 decades right, being you're what - a whole 26 years old? :rotfl::rotfl:

never-in-doubt

michael1983l wrote: »

ManicMum I fully agree with you and it is people like me and you who will be picking up their tab. never-in-doubt claims to know alot about the banking system, but I don't think they does based on their idea that none of the cost of people having their debts cleared will be passed on to the paying customer.

Never-in-doubt actually does know the banking system, inside out! It shows what you know when it is clear you have no idea, you keep banging on about this and that but get over it - you are wrong, you have no idea so walk on by......:o

michael1983l

Lets run a poll, who thinks that if people find loopholes to not pay the banks back, will the cost of that or a portion of

A) get passed onto the customer

or


b) not get passed onto the customer

michael1983l

jamesey07 wrote: »

mick my savings r good though up to 50k i thought wit u being on a moneysaving site that you'd know that, so if a bank went bust i still really wouldn't care, ok now onto karma and honesty, do you drive? if you do do you ever break the speed limit by even a few mph now and again? do you go to the police if you do and say "hi mr officer i broke the speed limit by 3 mph on this road? i'm so sorry mr officer" if you don't go to the police is that not being dishonest? does karma only work for things you want it to work with which U don't like? r r u being 2 faced and blinkered by honesty, do you tell lies? even white lies? well if you do then karma is gonna get you, see where i'm coming from, karma doesn't just work for things you don't like, so if you believe in karma so much then every time you do something wrong from now on then karma is gonna get ya :rotfl: tbh i feel 99.9% satisfed with not paying a penny back, infact i'd go as far to say as the banks have brought there own karma on themseleves with all the people like me in not paying them back

so you have 50k savings but are trying to wiggle out of paying 10k of debt on credit card :rotfl:

pull the other one.

michael1983l

never-in-doubt wrote: »

Never-in-doubt actually does know the banking system, inside out! It shows what you know when it is clear you have no idea, you keep banging on about this and that but get over it - you are wrong, you have no idea so walk on by......:o

Of course I am, well in your world anyway.....


It has already been proven that the banks pass on increased costs to the customer and this is an increased cost. Look at Loan APRs, look at savings APRs at the moment.

Look at the bank charges reclaims, the banks just restructured the way they charged people and in many cases actually increased the penalty.

But of course the banks don't pass the costs on to the customer, you are exactly right.

PROLIANT

Ad hominem