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FREE! £100 from RBS

245

Comments

  • paddytt
    paddytt Posts: 302 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    The reply came straight back today, as shown below. Basically it doesn't matter where you live, just select a branch in Scotland! Or go to one in Scotland if that's easier (get a train ticket with your 100 quid!!!)

    >>>>>
    Thank you for your interest in our current accounts.

    Although the £100 for switching to The Royal Bank of Scotland is only
    available at Scottish branches, if you open your account at one of these
    branches and switch your account from Lloyds TSB, then we would be pleased
    to invite you to take advantage.

    Below is a link to the offer pages on our website, which should hopefully
    tell you all you need to know. Or you can find out more by calling 0808 100
    0808 (textphone 0800 404 6160).

    If you decide to call or visit one of our branches in Scotland, it is
    important that you mention that you will be looking to open your account at
    a Scottish branch, as this will let the adviser know you are eligible for
    the offer. If you would prefer to open your new account online, then you
    will be given the opportunity to choose your branch during the application
    process.

    https://www.rbs.co.uk/switch

    Yours sincerely,
    <<<<<<<<<<<<<<

    regards

    TT
  • SilverScooby
    SilverScooby Posts: 197 Forumite
    I applied online last week and picked a random branch in Edinburgh - wish I'd chosen somewhere a bit more wacky like the Outer Hebrides now!

    The forms came through quite quickly ands its the standard account switching stuff.
    They ask if the account you're switching from has DDs and standing orders and which method you want to use to transfer them - all without further reference to you, or they send you a list to check.
    No response yet but I only sent it back recently
  • joolsay
    joolsay Posts: 40 Forumite
    Are you planning to switch your salary to RBS? If no, how are you planning to get around this? The T&C's on the link provided above state this is a condition.
  • SilverScooby
    SilverScooby Posts: 197 Forumite
    I'm planning on moving my salary, as this seems easier than arguing over T&Cs.

    I don't see this as any great hardship - I'll leave my account with RBS until a better offer comes along.

    Hopefully our payroll section won't get too cheesed off at me for changing banks all the time!
  • Spud_2
    Spud_2 Posts: 676 Forumite
    joolsay wrote:
    Are you planning to switch your salary to RBS? If no, how are you planning to get around this? The T&C's on the link provided above state this is a condition.

    I can't see where this is stated as a condition? As already posted the T&C are:

    Terms and conditions of £100 offer
    This offer is only available in Scotland. To benefit from the cash incentive, you will need to have your new current account based at a branch in Scotland.
    Only available to new current account customers opening an Interest Paying Current Account, R21 Account, Royalties, Royalties Gold or Royalties Premier account between 1 May and 25 June 2006 who use it as a main account (as defined below).
    In order to qualify as a main account, you must use the Royal Bank’s centralised Account Switching Service to transfer Direct Debits and Standing Orders from your existing account elsewhere.
    Not available to existing Royal Bank of Scotland plc current account holders.
    Only one offer (cash incentive) per new account.
    We will pay £100 into your new account within 28 days of the switching process being completed – you will receive a letter confirming when the switching process is complete.
    All account openings are subject to acceptance.
    You will lose the right to benefit from the offer if we deem that your account has not been opened or used in accordance with the terms and conditions above.
    This offer is subject to change and may be withdrawn at any time.
    The offer is not open to employees of The Royal Bank of Scotland Group of companies.
    Quidco ~ £3,718 | Greasypalm ~ £354 | Freefivers ~ £45 | Pigsback ~ £260 shopping vouchers + 15 CDs
    Total cashback / freebies / money-saving: 2006 ~ £3,961 | 2007 ~ 3,610 | 2008 ~ £4,159 | 2009 ~ £1,449

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  • adm_4
    adm_4 Posts: 187 Forumite
    I too think they require salary transfered but I'm hoping I can pick and choose which direct debits they switch. I'm sending back the forms today...
  • joolsay
    joolsay Posts: 40 Forumite
    Spud wrote:
    I can't see where this is stated as a condition? As already posted the T&C are:

    Terms and conditions of £100 offer
    This offer is only available in Scotland. To benefit from the cash incentive, you will need to have your new current account based at a branch in Scotland.
    Only available to new current account customers opening an Interest Paying Current Account, R21 Account, Royalties, Royalties Gold or Royalties Premier account between 1 May and 25 June 2006 who use it as a main account (as defined below).
    In order to qualify as a main account, you must use the Royal Bank’s centralised Account Switching Service to transfer Direct Debits and Standing Orders from your existing account elsewhere.
    Not available to existing Royal Bank of Scotland plc current account holders.
    Only one offer (cash incentive) per new account.
    We will pay £100 into your new account within 28 days of the switching process being completed – you will receive a letter confirming when the switching process is complete.
    All account openings are subject to acceptance.
    You will lose the right to benefit from the offer if we deem that your account has not been opened or used in accordance with the terms and conditions above.
    This offer is subject to change and may be withdrawn at any time.
    The offer is not open to employees of The Royal Bank of Scotland Group of companies.
    It states it here http://www.rbsoffers.com/switch/switch-today/index.html, although not specifically stated under T&C heading. If anyone manages to open an account without transferring their salary, please can someone let me know?
  • RichyRich
    RichyRich Posts: 2,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Was just going to do this, but according to the site the application system is available between 6:30am and 9:45pm

    Are they telling me I should be in bed?

    Rich
    #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
    #060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
    This is the secret message.
  • adm_4
    adm_4 Posts: 187 Forumite
    RichyRich wrote:
    Was just going to do this, but according to the site the application system is available between 6:30am and 9:45pm

    Are they telling me I should be in bed?

    Rich

    I couldn't find an online route for application for the basic (free) account. I phoned and they post you the stuff.
    I'm waiting for the switching to happen and a phone call to confirm the £100...
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    RichyRich wrote:
    Was just going to do this, but according to the site the application system is available between 6:30am and 9:45pm

    Are they telling me I should be in bed?

    Rich
    I hope they dont limit their online banking system to these hours.:angry:

    I am wondering if i could get away with only transfering a standing order (set up to my husband) and i dont get paid a salary as such. I suppose i could borrow a couple of hundred quid from MrJudi for a month (and hopefully pay it back through the standing order).:D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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