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Loved life a wee bit too much!

18485878990139

Comments

  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Morning (checks time) Yep still morning! My laptop cable had died so had to borrow one!!:( need to buy one:(.
    No other news got lunch food for all next week for work:).
    Boring post sorry!xxx :rotfl:
    BTDXXX
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hello me again! Just wondering does anyone else feel soooooooo motivated but cant do anymore? Thats how i feel should i just channel this into daily living? Am i making sence? I doubt it lol!!xxx
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Cards been away for a week!!! Must get od down dont like being so close to limit that is my first goal!!!!
  • mrs_robinson_3
    mrs_robinson_3 Posts: 488 Forumite
    Hi BTD! Glad to hear you're feeling more chipper this weekend!

    I do a big online shop once a month - often about £250-ish - I get all the really boring stuff, like tins, kitchen paper, loo paper etc. Not sure it saves me money, other than only paying one delivery charge, but it really saves time, which is important to me. But am sure it prevents impluse purchases, so that's good, too. Though you do have to make sure you've got space to store it all when it arrives - for instance I generally get about 25 tins of value/basics chopped tomatoes, about 16 packs of 6 roll kitchen paper etc!

    I know what you mean about motivation...if you mean DFW motivation, that is. I've worked out that I can clear my debts by next April, which is about 6 months earlier than I originally thought, but that's just by sticking to my regular payments. If only I could be motivated enough to do eBay and more surveys etc, it might be that I could bring that forward a bit. But I do find it really hard to be sufficiently motivated enough to do that, as I guess I'm happy enough with clearing it all by next spring, and anyway, you can't always be sure what you'll make on eBay, and I do find it all a bit stressful when it comes to the parcelling up etc. So for me, it kind of feels like it's not worth it. What I do make sure is that I stick to my budget, as if I can't bring in anything extra, I have to make sure I can maintain my payments, so can't just splurge on things, which was my original downfall anyway, so just as well!

    Agree with you on the weather - I neeeeeed some sun, and soon.

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Hey there BTD - delighted to hear you still haven't used the cards, well done you!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Where have you gone, BTD? Hope all's well......

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi mrs r and all! I am back! My laptop died a death so i bought a new netbook not mse but did not want to to with out!;)
    Well i have this week waged war on the bulge mon was zumba dancing tues swimming 30 lenghts if you please! And gym this am! Phew!!:T
    Mse wise i have cut out wine during the week to fund the fitness every ones a winner!!:money:
    Doing the excerise also takes my mind but not focus of debt a welcome change,
    How are you all i need to pop to you all and catch up.xx
    BTD back!
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Wow, you do realise that ur all be putting us to shame with all this exercise, but glad your wnjoying it and getting about and enjoying yourself.

    Glad ur ok, love the netbooks, got myself one last yr, used the excuse that it I needed it....... nut as I tell my daughter there is no I need when it comes to wanting.... but I balanced it off as I got £255 grant from Open uni - meant to cover ink, books, paper etc if I need any...... but I was left with £5..
    xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Hello you - hows the 'no card' thing going?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi no card thing is working 90% needed to get it out once this week!
    Hungover today so didnt take lunch to work thats what drinking on a school night does for you!!!
    Thinking bout a picnic tom!x
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