Loved life a wee bit too much!

mum2one

Love the motto for 2011........ def agree, you should market it and make a fortune xx

REDMADCURLS

BTD

Wishing you lots of love, laughter and pennies in 2011

xx

BEAT_THE_DEBT

Happy new year and if you are on theese boards reading this you are already on your money saving debt reducing journey!:j
My personal mission this year is to not buy wine i can have wine but just not buy it as part of the weekley shop some months it has come to £40:eek::eek:.
I can however ask for wine for valentines, mothers day , b day etc!!:D
Maybe i should alow my self one bottle on pay day i will see i may also put £4 over each time i dont have a bottle and build up a summer hol fund??
OH other job going well he did 12hrs yest enjoys it and work regular and plentiful there!:j
I know 2011 is going to be my back on track off the bones of my arris year!!!!
No new debt will be accrued and money will be saved!!!:T
Ahhhh the smell of a new year!!!!:T
Lets make it happen!!!!!
btd

Herewego

Happy New Year BTD, loving the new positive attitude :T

mum2one

Wow ur going great guns in directions, - def agree with asking for wine for birthdays..... but as an incentive, (if you get paid monthly), I'd go for a bottle on payday.
You've got to have some pleasures in life.... xx

macgirl

Happy New Year BTD!

Have you tried Aldi/Lidl for wine? It's meant to be good and loads cheaper than the Supers. I'm going to try and be an alcohol free zone for Jan - not looking forward to that!

REDMADCURLS

I now buy all my wine in Lidl, its not so bad and you get used to the taste, its just not as 'smooth'

BEAT_THE_DEBT

any wine is good wine girls.x Will look next time i am there.x

BEAT_THE_DEBT

Morning mse'ers:) right order of the day is take ds to w h smith to spend his christmas voucher. Tesco shop just enough till tues when money goes in.
I have been very lucky in what people have given me so far in jan, i have had a hardly worn pair of black 3/4 boots, 100 tea lights,a folder and diary 3 bottles of wine abrand new pair of pj's for ds top gear ones of his nan and a new pair of school trousers.
i am to the wire on my bank account cancelling some direct debits as will take me over limit:eek: i will reinstate has anyone else had to do this.?
Dh lost adays pay because of the snow so that was unlucky but some people lost a lot more than that in other area's so we have to be thankful it was just one!;).
Having gammon tonight for a change and no wine that will be a first ha ha:rotfl::rotfl:.
Dh should have other job pay end of jan and he has overtime this week so we will catch up.
My first priority is to catch up on c tax as i missed dec and gas electric and water. Only one payment missed but this is the first to be put right. Dh cc payments will be made aftet i am sorry i have apecking order lol.
Hope you are all well and the new year is starting well for you all.x:A
See you soon
BTD (down but never out)!!!!!

REDMADCURLS

Yeah I have cancelled DD's to stop me going overdrawn on overdraft!

Loving this positive BTD!