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Loved life a wee bit too much!
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oooh you can cook loads with mince, mince and onion pie is one of my favourites.
You are just doing so incredibly well, you are so very motivated, just reading your diary makes me want to try harder.
Keep smiling as always
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Thanks missy!;) Its odd because i dont even want to buy stupid things anymore i have come to realise what is important to me and that i dont need to throw money at things! Happier as a family now! :j
to bust the weight now:eek: , heavier now than i have ever been ironic eh heavier but happier :rolleyes: ,it seems i cant concentrate on two things at once i have a notebook for it though so should help! :rotfl::rotfl::rotfl::rotfl::rotfl:0 -
oh I hear you btd. My weight is monsterous compared to what it was 3 months ago. And yes I have a notebook too!!! I will start from tomorrow, which means I am eating and drinking all sorts today to use them up... that's my excuse and I'm sticking to it!!!:D
maybe we can have our own little lose weight club, and have a weigh day etc??? Could help motivate us both
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Glad you are having a good dayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Yes lets motivate each other! Wine is my weakness! Down from three a week to two!:rolleyes:
I think that i have been so focused on money that the weigt has taken a back burner! But i am just going to apply the same principles eg i have x amount to spend = calories no going overdrawn and may even save some!:rotfl:
Thanks mum2one for nice post and hi savingholmes and mark88man i am on major energy saving mission thanks for advice!
Twinkle i am popping over to your diary now pop the kettle on!0 -
oooh like your way of thinking of the going overdrawn on calories and budgeting them etc.... definitely what I'm going to do, we can do this!!!0
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I was just thinking that with my mortgage my debt is £138k it does not sound to bad when you inc in morgage like that or is it just me??0
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no i do know what you mean honey, £5k out of £160 odd k which is my debt doesn't sound too bad at all!!0
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That's pretty good including the mortgage, I would look at it like that from now on!!! (I don't have a mortgage so my debt is just debt!!!)
xI believe that I have the strength to make my dreams come true:T September Challenge £5 per day - £0/£150 :T0 -
thanks BTD you just got my guilty conscience to kick in on power saving
just been round the house now saving 3p an hour in leccyI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0
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