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The 15k Paper Hat - It could be YOU!!!!!
Comments
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well done tirl on the payment - if you have moved to a lower interest rate - and no longer have to keep spending money just to send it to finland that has got to be good
cmd - you are flying on the selling stuff and paying off debt stakes! Really well done to you! Sadly we don't have anything of value to sell that we don't use every day!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
evening everyone......
how we all doing today....
ive got drama LOL but im in good humour about it...Wealth is not measured by currency0 -
Thanks SavingH - I feel like I am really making some headway with the debt. Can't wait til OH gets paid and we can throw more off the debt. The moving expenses are mounting up but OH gets a good relocation so it should cover it and also the deposit on the flat
Have things settled a bit now CAFC? You seem way more positive in your journal!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
its ok....
ive just developed a new drama though....
you might be able to help me with it actually.....Wealth is not measured by currency0 -
Did someone mention drama???
What's up hun??£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
well i dont wanna say too much in case i jinx it, or if im being a total wallyWealth is not measured by currency0
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Oooh, now it sounds even more exciting£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0 -
I think I can guess what it is. Only tell us if you want to Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Just got £250 from my tenants for the futon so am off to update my sig. Am so close to being under 15k now!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Early start for me this morning. Have lots of packing to do today as it looks like we are defo moving on Sat. Can't believe that it has come around so quickly!
Another bit of the treadmill money came into my account today so that is anothe £100 paid off my credit card. I am now under 15K. Yay!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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