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The 15k Paper Hat - It could be YOU!!!!!

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  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Best of luck!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    Good luck savingholmes - everything is crossed for you. Is this the million stage one???
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    I think its the interview equivalent of it! I'm glad I've had to do multi stage interviews with presentations and things but Savins will blow them away :T

    CAFC hope the funeral went as well as they can. The petals sound like a beautiful idea. Take care of yourself. Four weeks and you'll have peace of mind.

    PAID I think we can corrupt them all MWAHAHAHAHAHA *high five*
    Good luck if you decide to go for the interview :D
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This is the fifth stage! Just meeting one person in theory tomorrow - I told them I had to be away by 2pm as DS starts high school tomorrow and I want to be home for pick up! So hope this one will just be an hour!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    How many people are they seeing tomorrow/at this stage? If they have done 5 stages they must have whittled it right down so the odds must be good.

    *sending lots of positive vibes*
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    just seeing me..... but they could still decide to start again or not bother! I daren't hope too much as I think I will be on the floor if I don't get it after all this as it is.....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good luck tomorrow SH!
    Sealed Pot Challenge #016
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    edited 2 September 2009 at 7:55AM
    Woo hoo - Payments for the months are sorted and I am now sub £15K (we won't dwell on the fact that I should have got to this point a couple of months ago)

    SH - I am still crossing everything that can cross (and a few things that can't) for you and will keep them that way until at least 2pm

    CAFC - everything is also crossed for you, heres hoping that today goes well for you
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    PAID you are flying through the paper hat challenge!

    I paid another £50 off my credit card today. Am hoping toget sub 16K this month.

    SavingH and CAFC - wishing you both the best of luck today.

    In other news - there is a chance of another job for OH which would mean relocating to Reading. It wouldn't be as pretty as where we are now but we could afford a really nice apartment and could probably blast through the debts. We would at least have the credit cards paid off by the time the baby made an appearance!

    How is everyone else?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi. Just been to the shops and took some old gold jewellery into one of the Jewellers there who does gold for cash and got £45 for two thin chains and two bracelets. So that will come off Lloyds CC tomorrow.

    Hope your day was OK CAFC!

    TMD
    Sealed Pot Challenge #016
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