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The 15k Paper Hat - It could be YOU!!!!!

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  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Was really lucky,some of it's really nice. Not sure it goes for that much though.

    Have updated my sig now. £163 more than before. :( Though there was a saving of £97 on interest.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    It's also added another two months to DFD. :(:cry::cry:
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • Hi all,

    Just back from the wedding in Spain. We had a brill time but have come back with the flu. Rang the GP & had a phone consultation re: swine flu. I have many of the symptoms and a raised temp but he said most people have a higher temp than me. Have decided not to take anything (because of the baby) but feel rubbish. To be fair it feels like any other flu so not unduly worried but usually I would knock myself out with Lemsip :(

    Tirlittan, Snowwhite & Starnac - sorry you all feel down

    Tirlittan - it was myself and Starnac that were going on about the person centred plans. They are fab and give a great focus.

    SavingH - I am so sorry to hear about the job

    PAID - well done on the negotiations for better wages

    TooMuch - hope you got a better nights sleep after the car alarm incident
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi CMD,

    glad you had a great time in Spain. Was the weather good?
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Woo hoo. The Neal's Yard cream I got for free is worth £20!!! And I have two of them! :):):)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan wrote: »
    Hi CMD,

    glad you had a great time in Spain. Was the weather good?

    Yeah, the weather was gorgeous. They had the ceremony in the garden of the hotel and then we had dinner overlooking the mountains and the pool. When the sun went down they had candles lit by the pool and then had fireworks.

    Well done on the Neals Yard remedy creams. They have lovely stuff!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    That's sounds lovely.

    I might keep one of the Neal's Yard creams for mysef, unless the other one goes for really good money. ;)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    starnac wrote: »
    i would be afraid that i would look like them. :eek: i'm not on the large side (size 10bottom/12top) but have a wobbly tum after having DD. i know a bit of exercise would tighten it up but i haven't got time (i'm also a bit lazy :o)

    Look I would be so grateful to be your size so stop knocking yourself. I never appreciated myself when I was slimmer and probably accept myself far more now I am larger..... Would still prefer to be a size 12 tho....

    Belly dancing is a great laugh! I couldn't believe how much I ached the next day tho.... :rotfl:
    tirlittan wrote: »
    Glamour magazine was outside my work today giving free goody bags. Got Neil's Yard hydrating cream,Sanctuary body butter, mascara, false eye lashes,shampoo, conditioner and couple of other bits and bobs. Well pleased. Checked straight away how much they went on for on ebay. ;) I'll keep some of it, but if I can make money from free stuff, I will. :)
    You lucky person you - It will be good if you keep some for yourself.... I am a bit naughty I kind of make myself a christmas hamper as everyone is rubbish at buying me pressies and I am always disappointed.... I would put some of the cream in a hamper like that and that way you have a special treat at xmas regardless of money....
    tirlittan wrote: »
    It's also added another two months to DFD. :(:cry::cry:
    You can't help the interest.... I am mostly interest free but I still have to pay transfer fees...

    CMD - glad you had a good time in spain - hope you;ve not got swine flu and that you feel better very soon.

    TMD we got a meriva 1.7CDTi Enjoy - at the mo petrol and diesel are the same price where we are and we get more miles to the gallon...

    Snow White - sorry you are feeling down.... Hope you find a little ray of sunshine soon!

    I spent an hour and half in the park reading a book today....It was really bright sunshine so that was nice..... Got a few more books from the library.... Got rung up about a job.....

    Hello to anyone I've missed PAID, Doodles, CAFCgirl.... Shelley..... anyone else :o
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    SH, "Got rung up about a job..... " you can't leave it like that!!! Tell us more! ;)

    And unfortunately it wasn't the interest, the interest has actually gone down, but checked the conversion rate from euros to pounds and it's gone up again... :(
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tirlittan wrote: »
    SH, "Got rung up about a job..... " you can't leave it like that!!! Tell us more! ;)

    And unfortunately it wasn't the interest, the interest has actually gone down, but checked the conversion rate from euros to pounds and it's gone up again... :(
    Poss short term job... poss find out mroe tomorrow....

    You can't help the conversion rate either.... so cheer up as much as you can :rotfl:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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