We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The 15k Paper Hat - It could be YOU!!!!!

1…2223252728…190

Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    nope nothing as yet....
    Wealth is not measured by currency
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    poorandindenial wrote: »
    hello tmd :wave:


    Hello PAID - How's it hanging? (funny as that is what a friend I went to College with used to say all the time and it just came into my head LOL!

    TMD
    Sealed Pot Challenge #016
  • poorandindenial
    poorandindenial Posts: 4,097 Forumite
    LOL - its hangin alright ta, you??
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yeah, not too bad tonight, thanks.

    Going to look around at cars tomorrow hopefully, want to sit inside a Scenic and see how much leg room is in the back.

    I'm freezing, it's getting colder at night now. Having to buy winter clothes for all the littlies, been looking for fur lined Next ones on Ebay, bid on one the other day in 18-24 months and it sold for £12, I bid on one tonight and won it for £4.21 plus £3 Recorded post so am very happy.
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    CAFCgirl - do what is right for you - if that is working an extra week so be it if it isn't then he can take a walk....

    Hi TMD - my OH and I went to a funeral in the back of a scenic (3 hour journey each way) and were amazed how spacious it was. The cupholders and storage spaces were also good... Like I said... we went for the meriva just on cost. It's leg room was fine too tho....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    evening all. had about 2+pages to catch up on from today. hope everyone is well.

    CMD - hope you are feeling better

    tirl - don't worry about your loan going up too much. unfortunatly you can't help the exchange rate. it is a bit pants though. my parents went to the beach yesterday as well and said it was fab. the weather was nice and everything

    saving - let us know about that poss job

    cafc - how would you feel about staying on a bit longer? it may be worth it for a bit of extra money but don't feel obliged to do it. how is your boss being with you since you handed your notice in??

    have i missed anyone??

    helloooooooooooooooooooo to everyone else x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    too_much_debt wrote: »
    I'm freezing, it's getting colder at night now. Having to buy winter clothes for all the littlies, been looking for fur lined Next ones on Ebay, bid on one the other day in 18-24 months and it sold for £12, I bid on one tonight and won it for £4.21 plus £3 Recorded post so am very happy.

    hey that's good. i might have to have a look on there for some winter clothes for Seren. thanks for the tip
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Good morning all!

    Feeling better than yesterday and my temp has come down so hopefully will shake this flu by Monday.

    How is everyone today?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    just off for my interview. still not sure what to do about my , other job....

    I dont want to feel obligated but part of me does... but thats just my personality i think....
    And I dont want to stay there much longer doing this job, if I was just training it might be different, but I just dont know....
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the interview goes well. In your current job... just do what feels right. Take all the shoulds out of the equation and ask yourself what you want to do....

    (PS I might have to take my own advice one day LOL)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture