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The 15k Paper Hat - It could be YOU!!!!!
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well post more and you wont be out of the loop moose!
finally making some progress on these pots of money im owed lol
and dh passed his assessment and has interview for paramedic job!!!
woowooWealth is not measured by currency0 -
:TGo CAFC and CAFC's OH :T
I've just hauled my a$$ out for a super long walk despite the cold, so am feeling very proud of myself. :j0 -
Ok skank I will :eek::mad::D love you
Well done OH on Paramedic job, whats the next stage to this?? I must admit I almost joined that job before I went for the police, something about it really appeals to me. Fingers crossed for him
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi snow white - it is cos they were really off about me working from home that I though s*d them and got a sick note! And why I am not keen on going back! I had an accident at work you would think they would be more helpful!Snow_White wrote: »Thats a point... rest up, then. Is there any way you can work from home for a while? Knees can be a b ugger
hi doodledoo - how can you be out of the loop when lots of us post on your diary.... don't worry about it post if you want to - don't if you don't!;)Hey ladies, I dont like posting on here much now feel like I am soooooooo out of the loop
hi cafcgirl - glad you got good news coming your way :j:j:jwell post more and you wont be out of the loop moose!
finally making some progress on these pots of money im owed lol
and dh passed his assessment and has interview for paramedic job!!!
woowooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I meant the loop of this particular thread........if that even makes sense lol
Anyway I am back to annoy you all because I am currently a failing MSE'rProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Fair do's - I spent about £65 :eek:unnecessarily today - does that mean I am a failing mse'r too :rotfl:I meant the loop of this particular thread........if that even makes sense lol
Anyway I am back to annoy you all because I am currently a failing MSE'r
:rotfl: what's worse is that I know I should regret it but don't yet!:o Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
No you not failing like me, thats just a blip.
What was it something nice??Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Well I started with cappuchino coffee and a ham and cheese toastie £5 - on my own in costa coffee while reading my psychologies magazine from a subscription paid for by Tesco clubcardNo you not failing like me, thats just a blip.
What was it something nice??
I then bought some books in a charity shop to help me relax probably another £2-3
I then went to look for some lavendar incense sticks and ended up spending £27 on some silver love heart earings - 2 on the end of a long bit of silver - so they dangle and move. A bit victoriana style - which I fell in love with. I then also bought some turquoise dangly earings for £12 - not sure if they are for me or for a present but really liked them. They were both from a one-off shop kind of place where they get one of a kind in but won't necessarily ever get any more the same. That's my excuse and I am sticking to it! My other excuse if I need one is that OH was supposed to get me jewellery for xmas and didn't as strangely by xmas eve all the nice stuff had gone!!!:rotfl:
So then went and got DD from school and came back into town so she could put her pocket money in the bank - she now has £53 in a building society account - really proud of her. She wanted to spend £1 in the Works - so I went in and spent £11 - £6 on books, £5 on unnecessary craft stuff. I then still wanted my incense sticks so went to a shop to try and get them - but they were out of stock so I spent another £10 or more on scented candles, magic colour change candles and other unnecessary stuff :rotfl:Still not quite regretting it - :eek: but it is these types of spend that have made up my debt and stop me paying it off quickly enough - so I should!:oAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Ahhh well all in all its not the end of the world. Make sure thats it for the month now though missy lolProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Too right - at one point I started taking out just £5 a week for what I called unnecessary spends and leaving my cards at home - that worked well and I think I should probably try and go back to that!Ahhh well all in all its not the end of the world. Make sure thats it for the month now though missy lolAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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