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The 15k Paper Hat - It could be YOU!!!!!

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  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well post more and you wont be out of the loop moose!

    finally making some progress on these pots of money im owed lol

    and dh passed his assessment and has interview for paramedic job!!!

    woowoo
    Wealth is not measured by currency
  • :TGo CAFC and CAFC's OH :T

    I've just hauled my a$$ out for a super long walk despite the cold, so am feeling very proud of myself. :j
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Ok skank I will :eek::mad::D love you
    Well done OH on Paramedic job, whats the next stage to this?? I must admit I almost joined that job before I went for the police, something about it really appeals to me. Fingers crossed for him :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Snow_White wrote: »
    Thats a point... rest up, then. Is there any way you can work from home for a while? Knees can be a b ugger
    Hi snow white - it is cos they were really off about me working from home that I though s*d them and got a sick note! And why I am not keen on going back! I had an accident at work you would think they would be more helpful!
    doodledo wrote: »
    Hey ladies, I dont like posting on here much now feel like I am soooooooo out of the loop :o
    hi doodledoo - how can you be out of the loop when lots of us post on your diary.... don't worry about it post if you want to - don't if you don't!;)
    CAFCGirl wrote: »
    well post more and you wont be out of the loop moose!

    finally making some progress on these pots of money im owed lol

    and dh passed his assessment and has interview for paramedic job!!!

    woowoo
    hi cafcgirl - glad you got good news coming your way :j:j:j
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    I meant the loop of this particular thread........if that even makes sense lol

    Anyway I am back to annoy you all because I am currently a failing MSE'r
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doodledo wrote: »
    I meant the loop of this particular thread........if that even makes sense lol

    Anyway I am back to annoy you all because I am currently a failing MSE'r
    Fair do's - I spent about £65 :eek:unnecessarily today - does that mean I am a failing mse'r too :rotfl::confused::rotfl: what's worse is that I know I should regret it but don't yet!:o
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    No you not failing like me, thats just a blip.

    What was it something nice??
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doodledo wrote: »
    No you not failing like me, thats just a blip.

    What was it something nice??
    Well I started with cappuchino coffee and a ham and cheese toastie £5 - on my own in costa coffee while reading my psychologies magazine from a subscription paid for by Tesco clubcard

    I then bought some books in a charity shop to help me relax probably another £2-3

    I then went to look for some lavendar incense sticks and ended up spending £27 on some silver love heart earings - 2 on the end of a long bit of silver - so they dangle and move. A bit victoriana style - which I fell in love with. I then also bought some turquoise dangly earings for £12 - not sure if they are for me or for a present but really liked them. They were both from a one-off shop kind of place where they get one of a kind in but won't necessarily ever get any more the same. That's my excuse and I am sticking to it! My other excuse if I need one is that OH was supposed to get me jewellery for xmas and didn't as strangely by xmas eve all the nice stuff had gone!!!:rotfl:

    So then went and got DD from school and came back into town so she could put her pocket money in the bank - she now has £53 in a building society account - really proud of her. She wanted to spend £1 in the Works - so I went in and spent £11 - £6 on books, £5 on unnecessary craft stuff. I then still wanted my incense sticks so went to a shop to try and get them - but they were out of stock so I spent another £10 or more on scented candles, magic colour change candles and other unnecessary stuff :rotfl:Still not quite regretting it - :eek: but it is these types of spend that have made up my debt and stop me paying it off quickly enough - so I should!:o
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Ahhh well all in all its not the end of the world. Make sure thats it for the month now though missy lol
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    doodledo wrote: »
    Ahhh well all in all its not the end of the world. Make sure thats it for the month now though missy lol
    Too right - at one point I started taking out just £5 a week for what I called unnecessary spends and leaving my cards at home - that worked well and I think I should probably try and go back to that!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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