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The 15k Paper Hat - It could be YOU!!!!!

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  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi all - looks like the gang is all here again.... apart from shelley and snow white....

    Well I have had 2 days at home with the snow - DD was off school -have tried hard to work from home. I am considering trying to make it in tomorrow - hoping that won't prove a mistake
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    glad i dont have to contend with snow etc, unless of course its tomorrow in which case DH is dragging me along to the job centre for his sign on, so that i get out of the house. i wouldnt mind so much but i havent got any shoes suitable for the weather, and my feet got soaked earlier....
    Wealth is not measured by currency
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Morning all.

    The ice is not as much fun as the snow was. I'm still keeping my hopes up that Pen Y Fan will be good at the weekend. BF might of managed to borrow couple of snowboards for us, which would be cool. I'm a skiier though, never been on a board, but hey - how hard can it be? :)

    Went to see Sex & Drugs & Rock & Roll. It was actually really good.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Snowboarding sounds like fun!

    HI CAFC - how is your OH's job hunt going? Is there much work up there? Have decided whether you will work before the baby. It might be good to get something part-time as you have a bit of a way to go yet. I think I would be driven mad waiting for the baby to arrive if I didn't have work keeping me active.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi CMD.
    What's the weather up your way? And if you don't mind me asking, I can't rememeber 'which way' you are?
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Hi CMD.
    What's the weather up your way? And if you don't mind me asking, I can't rememeber 'which way' you are?

    I am in Reading now. The ice is bad but the snow has stopped.The snow is still very deep and cars are still blocked in. OH was able to make it to work but we live at the top of a hill that hasn't been gritted so I told him to leave early because he has a 30/40 min walk and it could be treacherous.

    How are things over your way?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Boring now. Main roads are clear, side streets icy and pavements icy. No snow left. :(
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    tirlittan wrote: »
    Boring now. Main roads are clear, side streets icy and pavements icy. No snow left. :(

    Plenty of snow here but I want it gone so I can go and get my moses basket at the weekend!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I just can't wait till the weekend when we can go to Pen Y Fan, hope it's going to be nice and not too icy up there.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    -12 at my house this morning but made it into work! A few dicey bits on the motorway and in the town where I work but not too bad!

    Stay safe and warm!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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