O2's new "load and go" prepay card

purpledreams

can u use it to open a ebay account??

blind-as-a-bat_2

So_Sad_Angel wrote: »

Hi BLTN....hope you are Ok Honey !! Nice to see you :hello:

Well the reason I am a tad unsure is that (& I am sad for reading the T&Cs before anyone says it:rolleyes::rolleyes:) but on the O2 Money Information Sheet ( O2 website)

Section 4 / point 4 reads as follows - ( I was particularly unsure on the point where it says `recover debt` see near the bottom of the copied page.

{QUOTE -
Please note that where "you" or "your" are used in clauses 4 and 5 below they have the same meaning as cardholder.


4. Your information
Who are we

1. Your card is issued by National Westminster Bank Plc, "NatWest".
2. We are a member of The Royal Bank of Scotland Group (the Group). For information about the Group, please visit and click on 'About Us', or for similar enquiries please telephone ******* or Minicom ******. How we use your information and who we share it with
3. Your information is made up of all the details we hold about you and your O2 Money card transactions, and includes information we have received from others.
4. We may use and share your information with other members of the Group to help us and them:
   • Assess financial and insurance risks
   • Recover debt
   • Prevent and detect crime
   • Understand our customers needs
   • Develop and test products and services
5. We do not reveal your information to anyone outside the Group: QUOTE }

So would this point to the ability of the Nat West to use the right of `set off` in this case?? or am I too suspicious.(as usual)

betterlatethannever wrote: »

Hi SSA :j

Ohh thats got me worried now...can anyone explain further?
Think your right to be sus, i am now too

ps. SSA you read small print :eek: don't you have a life?????;) glad you did though and think it about time i did:o

That only states they can use your information for debt collection purposes for traceing a debtor, it does not give them any right to offset, at least in the context of that paragraph.

As your not actually opening a bank account as such with the nat west, you should be safe, but knowing how they bend the rules to suit themselves...............

Dave_Gosport

Ive just recieved my 02 card today! If only the signature strip was a little bit longer as i have a long surname so just managed to squeeze it on it (And smudged it already lol!)

b-man

just got my card and its got the old style coop flat numbers thing going on.


cant seem to find anything on the internet about the 4227 number that it begins with though

Dave_Gosport

I have the 02 Money Manager cash card and today I used my card in Asda with no problems, Later on I went to Lidl and handed over the 02 card only to be told that they dont except it. I told the cashier that its a Visa card but they just dont except it! Argh!!!

So has anyone else had any probs using there card?

tigerfeet2006

I think I'll stick to my Cashplus card, never had a problem with that.

So_Sad_Angel

Dave_Gosport wrote: »

I have the 02 Money Manager cash card and today I used my card in Asda with no problems, Later on I went to Lidl and handed over the 02 card only to be told that they dont except it. I told the cashier that its a Visa card but they just dont except it! Argh!!!

So has anyone else had any probs using there card?

Actually I had a similar experience in Aldi with my paypal prepaid (also an electron type card)....the checkout girl was insistant that they did`nt take it as it was`nt a `proper visa debit ` card (not got raised numbers either).......I insisted we give it a try & guess what...it worked!!

I have visa debits & electrons cards...& use Lidl quite often with no problem. I think sometimes the staff make quick judgements b4 they have tried the card in their card readers.

Angiexx

SkintyMcFlinty

Hi all - I've just got the Load & Go card. PIN came within a few days, card took about 10. Activated the card, no probs. Loaded the card at a Pay Point, no probs. Used the card online, no probs. Tried to assign it to my Paypal account for ebay use - PROBLEM! I rang O2 money and because Load & Go card can be issued to under-18s, and Paypal put their items through as 'professional services' where you need to be over-18, the card cannot be used for this purpose. Grrrr!

So, I thought I could perhaps get the Cash Manager card to get around this problem. Nope - well, not for another year now. As I've been issued with a Load & Go card, I can only apply for Cash Manager card in a year's time.

Thought I'd share this with you guys as its not something that's obvious (well, not to me!). Grumbling aside, its still handy for online purchasing (to a degree).

Happy weekend everybody!

jowster_2

I got an O2 Money Card last week. I'm also having problems with it being refused. Only used it three times and 2 of these were declined by Vodafone online and over the phone & Asda refused in store, very embarrassing, luckily I had another form of payment. Still haven't had the money put back to my O2 account though from saturday due to Asda processing through the machine and a "Ghost Transaction" occurring! The cash is somewhere in card cyberspace.
Going to stick with my Tuxedo prepaid card, although it has charges i've used it for over a year with no probs.

jowster_2

jowster wrote: »

I got an O2 Money Card last week. I'm also having problems with it being refused. Only used it three times and 2 of these were declined by Vodafone online and over the phone & Asda refused in store, very embarrassing, luckily I had another form of payment. Still haven't had the money put back to my O2 account though from saturday due to Asda processing through the machine and a "Ghost Transaction" occurring! The cash is somewhere in card cyberspace.
Going to stick with my Tuxedo prepaid card, although it has charges i've used it for over a year with no probs.

Just a quick update on my previous post, in reference to the "ghost transaction "that I mentioned happened when Asda processed my O2 card but then declined it. The money has still not been returned to my O2 card although I was told by both O2 and Asda that it will be returned within 2-3 days, that was on Saturday. Today they've said it will be soon!!

Please be aware of this, the amount is quite considerable at £136.00 and not an amount that I can temporarily forget about as it's needed to pay for other living costs.